Escape to the country & living off savings

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Comments

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,258 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thank goodness it didn’t breakdown before my bond matured Suze !! 

    Emergency fund £1000 minus cost of freezer, plus bits & bobs of interest = £830. I plan to top this back up with any odds & ends left each month. 

    Aldee top up shop = chicken fillets, jar curry sauce & chickpeas in slow cooker with chopped red pepper and butternut squash & spinach. Also bought fruit & veg, nuts, frozen spinach/cauli / broccoli, low-carb bread.  Cleaning bathroom spray, anti-bac wipes, rinse aid & dishwasher salt, total spend £25.08. 

    New freezer is now full of veg & goose 😆 plus leftover stew portions from yesterday, a loaf of bread, fish & any leftover curry from today. 

    I am going out for lunch with my friend tomorrow & I need to top up my birthday card stash for this year while we are at the shops. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,258 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    I cancelled aquafit today. Couldn’t bear the thought of getting in the cold water. Instead I took my friend for brunch. Two meals & 2 drinks in ‘spoons £11.29. B & M for a couple of stocking fillers for DS & gf Xmas bags to take down with me (£9 from Xmas pot) and a storage box with lid for under the stairs £4 (household fund). Plus birthday cards £4.25 from Xmas / birthday pot. 

    Since I got back I have sorted 5 black bags of old shoes / old dog walking jeans only fit for bin & bits of plastic & tat. Towels washed & hung out as the sun appeared & wind picked up. Dsis is coming over for the weekend so I am looking forward to seeing her 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,494 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Is there no other local low impact keep fit activity you could do SYA? 

    Well done on clearing the clutter! I need to take a leaf out of your book 

    hope you have lovely visit with DSIS - keep wrapped up warm it’s cold up our way this weekend and early next week. BUT there is a warming trend on the way supposed to be from Wednesday keep everything crossed!! 🤞🏻🤞🏻
    Lancashire
    PV 5.04kWp 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Chrystal
    Chrystal Posts: 1,964 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Unfortunately Lord_Mattenly all the small freezers / undercounter freezers are energy rated E. Only one model is frost free. So DF drove us to curries and we took one away £259. I need to leave it to stand then plug in tonight and it should be cold enough by the morning. Then I can put the packs of goose back in and go to aldee to restock on veg / bread. 

    I think you'll find that they've changed all the ratings on electrical goods and that 'e' is actually very good and will save you money when compared to your old one. :smiley:
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,258 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thanks Suze, I hope we get some warmer weather. I feel grotty today and I’m sure it’s a lack of sunshine 

    Thanks Chrystal I didn’t know that about the ratings. I have no idea what rating the old one was as I got it free with the house. It’s lasted me 2 years so I guess it doesn’t owe me anything. 

    I’ve tried avocado on toast for breakfast 😝 don’t think I will bother with that again. I have one left which I will try with 70% chocolate for low carb mousse. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,494 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Hope everything is ok?  Missing your posts SYA xx
    Lancashire
    PV 5.04kWp 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,258 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    I have arranged to go and see Puppy dog and golden child later this month. Have been really missing them lately & will see DS & his gf plus my friends too. 
    I am down south on my holidays. Normal service will resume on my return home 😊 Sorry for any concern caused x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,494 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Have a wonderful time - apologies for pestering you on your holiday! 🥰🥰
    Lancashire
    PV 5.04kWp 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,258 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Not pestering at all. Glad to have the company on my diary ❤️
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Tresinia511
    Tresinia511 Posts: 96 Forumite
    10 Posts
    I miss you too skinty but fab that you are enjoying your family visit,  look forward to catching up.  Suze, I also was missing Skinty's adventures !
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