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Escape to the country & living off savings

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  • I have changed energy supplier multiple times with no issues Baron_Dale but each to their own. 

    Washing dried & brought in before rain at 3pm. Dog has been settled & I have been reading, watching olympics & snoozing ☺️ Chicken thigh & butternut squash casserole in slow cooker. Leftovers portioned up for the freezer. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,714 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Hi SYA - sorry to hear about the energy switch faff - why do you think you might not get your money back though? 

    Are they claiming they are unable to read your smart meters or something of that ilk? Although I don’t want to assume that you do have smart meters - a lot of people don’t like them but I do as I’m lazy and it means I don’t have to take readings myself 🤣
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Thanks SQS 😊 I haven’t parted with any cash. If the switch worked I should have £20 cash-back in 3-6 months. I don’t have a smart meter & this should have been a fixed non-smart meter tariff. I have been told my application is “stuck”. Will just have to wait and see what happens. 

    Of gem website says I should get £30 compensation from the new provider if they fail to switch within 5 working days. I won’t hold my breath. 

    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Arrietty
    Arrietty Posts: 133 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Good morning,

    sounds like its been a lovely week at yours aside from the energy switch nonsense.  
    Ideally I guess you want the switch to go through so that you get the compensation and the cashback. 

    I  have switched several times but got caught out with that LAMB ( can't remember what the letters stand for) switching organisation when one of the small companies they'd switched me to failed and I had British Gas foisted upon me and a long-winded argument about who owed what ensued ... I eventually coughed up another £83 after they threatened me with court action and I was so sick of the whole thing I just paid.

     Earlier this year I received emails about reclaiming money from the company that failed but I cannot be bothered so I've just written off the whole experience. I'm now with the 8 tentacled purple one and that's where I'll stay as I can change the direct debit payments to suit me, I don't have a smart meter  and I never fix tariffs either! 

    Hope you and doggo enjoy your Sunday. 
    SAVER o:)
  • Thanks Arrietty 😊 I hope the switch doesn’t end up being a disaster. 

    I only had nieces dog for the day. She picked him up at 9pm on Saturday. DF came down on Sunday and sprayed the weeds in my garden as it was sunny with no wind. Today is cloudy with sunny spells and very hot 🥵 I’ve had to shut all my windows as the farmers are muck spreading 🤢 so I have my fan on instead. I have my washing out on the line, hope it doesn’t smell bad when I bring it in. 

    Popped out this morning to the post office to send a 60th card I bought with birthday pot weeks ago. I didn’t check it was a large letter & cost £2.10 to post 1st class 😲 That will teach me not to buy big cards & post them early enough for second class!


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Dsis arrived yesterday & we had dinner at DF’s. I’m off to aquafit this morning then niece & baby are coming over this afternoon. 🥰 I need to call into asd@ and get milk, mince for tea tonight (spag Bol for 3 of us), mushrooms & fruit. 

    Tomorrow I am going to NT gardens with DF & Dsis. It is meant to be cooler so should be a nice day out. Thu we are going to ike@ then Fri morning will be aquafit again. The weeks seem to be flying past. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • SuzeQStan
    SuzeQStan Posts: 1,714 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Adventures sound fab!  Hope the muscles don’t seize up too bad on you take it easy eh? Enjoy your relaxing weekend.

    we are supposed to have rubbish cloudy weather this weekend hope it’s nicer over your way xx
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Time2count
    Time2count Posts: 175 Forumite
    100 Posts First Anniversary
    You always have such action packed weeks SYA and spend time with meaningful people. Pleased you'll be off to visit DS and co, and get to meet up with mates while there.
    Have a lovely weekend and try to rest those muscles!!
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Hope your muscles have unseized, your adventures always sound amazing.

    Hope you are have a lovely weekend. 

    "Make Everyday Count"



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