📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Escape to the country & living off savings

1104105107109110215

Comments

  • doingitanyway
    doingitanyway Posts: 10,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Great BS results and well deserved. You are consistent with good meals and exercise.
    Your finances are looking good too
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Have a lovely weekend.

    "Make Everyday Count"



  • SuzeQStan
    SuzeQStan Posts: 1,716 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Good plans SYA - you’ve got the whole thing sorted you are an inspiration xx
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Shopping from aldee came to £47.48 / £40 and included foil £3.59, cling wrap £2.39, hand wash 2x 59p, dishwasher tablets £3.29, bleach 65p. The extra £7.48 will be deducted/ evened out from the remaining budget over the rest of the month. 

    I also got half a dozen half price eggs marked “display until 7 aug /best before 14 Aug” which should be fine to eat/ bake with. 

    Meals this week will be
    breakfast -
    wheat bix
    cheese/mushroom omelette

    lunches -
    butternut squash soup
    peppered mackerel & salad
    tuna & cheese salad
    omelette

    Dinners
    chilli belly pork & salad
    chilli belly pork & roasted veg/butternut squash 
    2 x stuffed marrow, green beans & gravy
    2 x courgette lasagne
    3 x chicken & mushroom casserole with mixed root veg mash & broccoli 

    Any extra portions will be frozen. 
    Snacks will be fruit or boiled eggs or cheese or pork scratchings. 
    I will also make some almond flour/ sugar free carrot & apple muffins. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • doingitanyway
    doingitanyway Posts: 10,043 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    A great Aldee shop and tasty but healthy menus  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 8 August 2024 at 7:20PM
    Thanks dia 😊 Met my niece for lunch today. We went to our usual place & it was closed. Not sure if it’s permanent or part of the recent troubles. We went to nearby ‘spoons instead & lunch including drinks for 3 came to £23. Paid from entertainment fund. 

    Lots of baby cuddles 🥰 and he has his first tooth ☺️

    Returned clothing items to asd@ for a refund. 

    Aquafit in the morning. I will wash towels when I get back including one I took to my sisters & bath/hand towel from home. 




    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Financial plans are well thought out.
    Meals sound scrumptious.
    You're activities and visits are plentiful!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Thanks MF. 😊

    Lovely sunny morning but not as windy today. Enjoyed aquafit yesterday & towels dried on the line in the afternoon. Visited friend for cuppa and chat. DF gave me 2 butternut squash, one marrow, 2 beetroot and green beans from the allotment ☺️

    I am dog sitting today for niece. I’m not sure if she is walking him before she brings him. If not I will walk him before it gets too hot. 

    My energy switch has not gone through. I have made a complaint to the new provider who tell me it is stuck. Not sure what is going on or if I will get the cash back 😕

    I picked up 2 books from the community red phone box library yesterday when I collected my meds from the chemist. So I’m going to relax and do some reading today. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Personally(and I know I may think differently on this) I have never switched energy providers or anything else for that matter.

    I don't think that over time I have been financially disadvantaged. I have also avoided money getting lost or gaps in service. Short-term gain can sometimes result in long-term pain!

    Have a good day and enjoy reading your books.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.