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New Natwest / RBS / Ulster Bank £200 Switch Incentive

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  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 February 2023 at 2:24PM
    I've not had a request for my ID etc as yet from Ulster,  following my application on 14th, but have had a letter in the post today asking me to sign a copy of the application form and post back to them (or take into a branch) within 28 days of the application.

    I have just signed it now so will try and get it in for tomorrows post collection,  sent a pre-pay first class envelope so should get their fairy quick.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Same - no correspondence via email but received the letter today to sign and return. What a rubbish way of account opening. 
  • Someone shed some light on NatWest switching 

    Started the switch service, got my id checked and got few emails about my switch being successful with my accounts being open but everything else seems really vague , we’re do I get my user name or how to set it up etc 

    Am I missing something or have I done something wrong??? Or will I get my digit by post ? 
  • pfpf
    pfpf Posts: 5,118 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ref. ulster. thats about it. next thing you'll get is account info.

    Natwest. hold tight, it'll come together over a few days.
  • In light of all you who have received a bonus from all 3 brands, I plan to switch into Ulster and rbs for both myself and wife. We both had a bonus from NatWest in 2019 so will be interesting to see if it works. Nothing lost if it does not. I will keep you informed of progress.
    Cheers!!!
  • gary1312
    gary1312 Posts: 172 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    I have had switching bonuses from RBS and NatWest and decided to try Ulster too. I was sent an online verification link as well as documents in the post should I be unable to verify online. I've successfully done so and am awaiting further word. Even if no bonus is forthcoming, the debit card is nice and it's worth punting an old TSB Cash account on.
  • This is my first time trying to use one of these offers (for any bank). I currently have a joint account with Santander. I want to switch to NatWest, preferably the free account ("Select" acct).
    I might be daft but don't understand how to initiate the switch. From their website, I go "Switch here". It takes me further down the page where the legal stuff is and below that there is a section with "All okay? Apply for a bank account online today. " When I hit "continue" there, I only get these options:
    • Open a sole Select account
    • Open a Joint Select account
    • Change my existing NatWest current account to a Select account
    • Switch a current account held elsewhere to my existing NatWest current account
    I don't get it, how do I switch???

  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    kisaki757 said:
    This is my first time trying to use one of these offers (for any bank). I currently have a joint account with Santander. I want to switch to NatWest, preferably the free account ("Select" acct).
    I might be daft but don't understand how to initiate the switch. From their website, I go "Switch here". It takes me further down the page where the legal stuff is and below that there is a section with "All okay? Apply for a bank account online today. " When I hit "continue" there, I only get these options:
    • Open a sole Select account
    • Open a Joint Select account
    • Change my existing NatWest current account to a Select account
    • Switch a current account held elsewhere to my existing NatWest current account
    I don't get it, how do I switch???
    You can't switch to NatWest if you don't hold a NatWest account, so you need to open the account first. The switch application is integrated into the current account application, although if you do experience problems, you can always switch after the account is already open (last option).
  • AmityNeon said:
    kisaki757 said:
    This is my first time trying to use one of these offers (for any bank). I currently have a joint account with Santander. I want to switch to NatWest, preferably the free account ("Select" acct).
    I might be daft but don't understand how to initiate the switch. From their website, I go "Switch here". It takes me further down the page where the legal stuff is and below that there is a section with "All okay? Apply for a bank account online today. " When I hit "continue" there, I only get these options:
    • Open a sole Select account
    • Open a Joint Select account
    • Change my existing NatWest current account to a Select account
    • Switch a current account held elsewhere to my existing NatWest current account
    I don't get it, how do I switch???
    You can't switch to NatWest if you don't hold a NatWest account, so you need to open the account first. The switch application is integrated into the current account application, although if you do experience problems, you can always switch after the account is already open (last option).

    Thank you Amity. I mean, that's just... wow. If it weren't for the bonus and that I have a mortgage with them I wouldn't want to work with this bank at all.
    I'll go ahead and open a new account and then try the "switch"
  • AmityNeon said:
    kisaki757 said:
    This is my first time trying to use one of these offers (for any bank). I currently have a joint account with Santander. I want to switch to NatWest, preferably the free account ("Select" acct).
    I might be daft but don't understand how to initiate the switch. From their website, I go "Switch here". It takes me further down the page where the legal stuff is and below that there is a section with "All okay? Apply for a bank account online today. " When I hit "continue" there, I only get these options:
    • Open a sole Select account
    • Open a Joint Select account
    • Change my existing NatWest current account to a Select account
    • Switch a current account held elsewhere to my existing NatWest current account
    I don't get it, how do I switch???
    You can't switch to NatWest if you don't hold a NatWest account
    @Amity Neon I’m certain you can switch to NatWest even if you don’t have a NatWest account. However, you may need to open a single account before adding the second person to make it a joint account…which is quite a convoluted method of opening a joint account! 

    What makes this worse is that there seems to be a glitch on the NatWest website that keeps sending you round in circles if you tick to open a joint account (the second option). Until they remedy this you won’t be able to close an existing joint account (with another bank) to open a new joint account with NatWest via their switching service! This defeats the object as you MUST use the switching service to qualify for the £200 switching bonus!

    If you are happy to open a single account then add the second person then this may be your only option for now…unless NatWest get their fingers out and sort out the glitch!

    Hope this helps 

    Andy
    £12k in 2025 #27 ( £7,000 / £12000 ) 🤞
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