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Keeping afloat till I can get round to the debts!
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Humdinger1 said:Don't want to pile in on your husband, but what option do I have?! What a flaming liberty! Please get legal advice @NeverendingDMP because having gone through this, he is wrong on so many levels! It's rare that children dont stay with their mother too. Love Humdinger xxJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
jwil said:Good grief, I agree with everyone else. Don't leave. If he wants a flat, he should go into one. I'm so sorry you are having to deal with this xxJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Thanks everyone the moral support has been amazing, and you've picked up already things aren't perfect and neither of us are the model partner at the moment. I've told him I'm not moving and that I'm v hurt by being told to go and it's not his choice to tell me to do that. He wants us to "put the effort in" to make it work. I'm tired of it now tbh but all these things were said in earshot of the kids on Friday when he got in so it's not just been tears from the grownups. It's a mess. One day at a time with a savings pot to the side I think.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...3 -
What a tricky time you’re having NEDMP. Sounds familiar to me in some ways. What I would say though is Universal Credit meant I was much better off than what little ex contributed. Also it was much more reliable at paying out! And UC does not rack up your utility bills and debt! Financial independence with no ex, and UC was what made the difference for me. No longer at the mercy of the unpredictability and not just financially. Splitting and with the LO’s has been stressful for sure, and some rough times, but I’ve really found it so wonderful to be free of the toxic ex. Better job, better home, better me, better boundaries. Nothing I regret, apart from taking me so long to break free.Hope you get all the support and advice you need, keep your boundaries strong.Emergency Fund: 1000/2000August Grocery Challenge: 208/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p14 -
Good luck NDMP, it's really tough when kids are involved. I would start putting some money aside asap in a bank account that only you can access. Just as an emergency fund that is separate to him. Hope the kids are okayMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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So sorry to read this, sending you lots of love and hugs, lots of good advice already offered so I will just send the moral support2
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You know we've all got your back whatever you decide"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Thanks. Safety net savings pot is the way to go for now. Was back at work today. Genuinely didn't want to but I think it's done me good. Now off to feed the kids.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...3 -
Apologies if this is too blunt or not what you want to think about right now @NeverendingDMP but is it just up to him? He has demonstrated that you can't rely on him; his immaturity and sense of entitlement are breathtaking. If you decided that you're going to drive the process, it would very possibly improve how you feel about all this, rather than waiting for his next move. Love Humdinger xx4
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Humdinger1 said:Apologies if this is too blunt or not what you want to think about right now @NeverendingDMP but is it just up to him? He has demonstrated that you can't rely on him; his immaturity and sense of entitlement are breathtaking. If you decided that you're going to drive the process, it would very possibly improve how you feel about all this, rather than waiting for his next move. Love Humdinger xxJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2
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