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Keeping afloat till I can get round to the debts!
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Frustrating about the secret santa. Little jwil had one this year too though at least it was only £2-£5.
Glad the ultrasound went well, and hopefully you get your answers."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
A fiver would be fine I think along with some notice. I'm just doing a terrible job as Santa this year now I'm working full time. I need to prep better next time. Guess I hadn't realised the time it all usually takes. Two more days at work though then it's Christmas. I'm only working three and a half days whilst the kids are off so can't complain.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Glad you've got some time off. I agree it's a lot to get done when working FT as well."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Good luck sorting out all the last minute Christmas bits. And don't forget kids really don't remember much about gifts - more about the traditions and the time with mum doing things together 🥰
I hope you have a lovely Christmas and that the few days you have to work over Christmas pass easily and quickly ☺️MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Thank you both. Feel like it's been never ending housework so far.i did big declutters earlier in the year but it creeps back in doesn't it. Finished work now so once DH has moved all his stuff out of bathroom I can give that and the rest of the house a decent clean then relax. Managed to get tidier today as was wfh but with quiet patches/chance at dinner but i now need to clean 😂Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
So I'm peri peri as I tend to refer to it. And I get brain fog. I've done my final final that's it I give up shop and yet again I have forgotten to get a tin of something. Thankfully I can just pop in local spar tomorrow. I wonder if my food budgeting skills have worsened with the brain fog as I'm finding I need more top up shops. I thought it was working more hrs but I'm wondering if it's the menopause as well. A thought for 2025 😂Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
And yes I had a list in my pocket that I then carried in my hand round the shop ... .Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
You've got a lot going on as well, it's so easy to forget things!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Very true. Keeps me occupied though doesn't it. Final today and films today I think!jwil said:You've got a lot going on as well, it's so easy to forget things!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Have a lovely Christmas!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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