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1% challenge 2023
Comments
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@craftingmad
How's it going hope your okayJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Well I have got through Christmas without using credit or overdraught. That feels like a result.
. Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80652 -
That’s an amazing result! Nice one 💪🏻Highlanddream said:Well I have got through Christmas without using credit or overdraught. That feels like a result. . #no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 16/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1170
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 415/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/500
Alligator fund 50/5001 -
That's fantastic well done!!Highlanddream said:Well I have got through Christmas without using credit or overdraught. That feels like a result. . Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
I'll declare on New year's Eve as that's the next payday I'm limping too. The accounts looking healthy enough up to last till then but mainly as the plumber we have been trying to get to call hasn't been.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Keeping everything crossed for you. Not long now until NYENeverendingDMP said:I'll declare on New year's Eve as that's the next payday I'm limping too. The accounts looking healthy enough up to last till then but mainly as the plumber we have been trying to get to call hasn't been.
. Overdraught or overdraft, whoops, spelling. Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
thank youThriftyPrincess40 said:
That’s an amazing result! Nice one 💪🏻Highlanddream said:Well I have got through Christmas without using credit or overdraught. That feels like a result. . Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80650 -
78% reached yippy. £8960 now.Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
Fantastic news well done. Do you think you will have it paid off by the end of next year?Highlanddream said:78% reached yippy. £8960 now.
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
I am hoping so. It will be slow until my MOT in Feb, then, fingers crossed I can go for it. I am just ploughing money into the MOT fund, if I am really lucky I will have some left to make a small dent in the debt in Feb.NeverendingDMP said:
Fantastic news well done. Do you think you will have it paid off by the end of next year?Highlanddream said:78% reached yippy. £8960 now. Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651
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