1% challenge 2023

craftingmad

Highlanddream said:

Ive just realised that by the end of December I will be under 9000 just by paying the minimum payments. That has made me feel better, even if I am slowing down for a few months

That is fantastic - well done  

craftingmad

I like this time of year as I get extra money from holiday pay I had totally forgotten about

I am declaring the following thanks to wages from two of my jobs

£ 283.70 cafe wages for last week
£ 595.17 BK wages and holiday pay owed
_______
 £ 878.87

So my total now actually currently stands at £10501.70/£37552 = 27.93% 
 
I'm moving a little closer towards my first retirement goal  

Highlanddream

craftingmad said:

I like this time of year as I get extra money from holiday pay I had totally forgotten about

I am declaring the following thanks to wages from two of my jobs

£ 283.70 cafe wages for last week
£ 595.17 BK wages and holiday pay owed
_______
 £ 878.87

So my total now actually currently stands at £10501.70/£37552 = 27.93% 
 
I'm moving a little closer towards my first retirement goal  

Brilliant news! it will soon be 30% Do you keep working over Christmas? 

NeverendingDMP

Well done both of you. I'm still.in organised chaos. Once I've finished Xmas pressies and paid the final trade (plumber) I'll have a proper look at where I'm at.

Highlanddream

Yes, it is a bit like that, see how bad things are, but as you said, new year, new start. 71% for me now 

NeverendingDMP

How's everyone doing. I'm possibly at the stage I can round my 1% to 70 pounds but at this time of year the exact figures still aren't my strong point 😂. My iPad fund is intact and I'm getting less chaotic financially as each day goes on. My two defaulted debts have finally asked for payment but they've agreed to put them on hold for 30 days so I can sort an expenditure plan and make a repayment agreement. 

Highlanddream

That's good about the 30 day hold, at least Christmas will be over. Sounding promising about the 1% being £70!  I am just holding on without putting anything on credit, I won't able to make any inroads until end of Feb beginning of March unfortunately. I will under 9000 owed by the end of this month so I am taking that as a result as my original plan was to be under 10000. Can't wait to get going again..