1% challenge 2023

NeverendingDMP

I think once the new year comes about we will all be able to get cracking again. 

craftingmad

Feeling your pain. I'm exactly the same. My progress feels very slow and it will virtually stop for the next couple of months I think as we get Christmas underway and two of my jobs are seasonal so finish tomorrow until February. A lot of our "spare" moneys is also going towards searches and moving fees for my mum and dad at the moment. Fingers crossed we should be better off when they have moved closer to us though as at the moment we are spending a fortune on petrol doing the 95 mile round trip each week and lots of phone calls as well.

Its great the Ipad fund is progressing nicely and honestly both of you have done so well already. I hate being a grown up with all those necessary and unexpected bills which seem to be neverending Do you think we can all get a refund and go back to being little again

I have managed to add a little but more into the pot today thanks to:-

£  69.22   Etsy funds (really pants sales this month and their fees are sooo high)
£    5.90    finally interest is being added to our joint bank account (not much but every penny counts)
£163.30    wages from BK
_______
£238.42

So my total now currently stands at £8001.69/£37552 = 21.18% 

craftingmad

oh I forgot that I had'nt posted on Monday the amount added from subscriptions and my cafe job wages - that's a nice little bonus  

£ 608.00 subscription cuts and our own mortgage
£ 203.06 cafe wages

So my total now actually currently stands at £8812.75/£37552 = 23.43% 

I'm getting closer to 25% - only £587.25 to find to reach that milestone    

Highlanddream

LOL about the 25%. I am saving for Xmas at the moment, £228.35 / £1000. I now have to have a figure to work towards, even if it is towards a spend!! Then MOT & service for the car in feb - another 1000 budget. Tax is covered. 

NeverendingDMP

I've cashed out 21.50 playing the games. On its way to my PayPal account as we speak!

Highlanddream

well done!  £21 is £21! 

craftingmad

You are both doing so well. I've lost my way a bit with Christmas on its way etc so I am going to give myself a month or so break but hopefully will still be adding in wages etc into the pot so keeping my challenge ticking along  

I can declare the following:-

£ 109.95 wages from cafe
£ 297.95 interest from savings account
£ 402.18 mortgage payment saved from paying off early 

 So my total now actually currently stands at £9622.83/£37552 = 25.59% 

I can officially say I am a quarter of the way there  

NeverendingDMP

craftingmad said:

You are both doing so well. I've lost my way a bit with Christmas on its way etc so I am going to give myself a month or so break but hopefully will still be adding in wages etc into the pot so keeping my challenge ticking along  

I can declare the following:-

£ 109.95 wages from cafe
£ 297.95 interest from savings account
£ 402.18 mortgage payment saved from paying off early 

 So my total now actually currently stands at £9622.83/£37552 = 25.59% 

I can officially say I am a quarter of the way there  

Well done. Quarter of the way. Yay!!!!

Highlanddream

can't see my comment, maybe I didn't press the button, lol. Well done, 25% is fantastic . Woohoo. 

Highlanddream

Ive just realised that by the end of December I will be under 9000 just by paying the minimum payments. That has made me feel better, even if I am slowing down for a few months