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1% challenge 2023

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Comments

  • Highlanddream
    Highlanddream Posts: 367
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Forumite

    Ohh no Neverending, that's awful, something like that really puts a spanner in the works. Hope he is ok. x

    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • NeverendingDMP
    NeverendingDMP Posts: 2,498
    Eighth Anniversary 1,000 Posts Name Dropper
    Forumite

    Thanks that's definitely worth knowing. He's home now and doing a lot better. Sounds silly having a moan about parking but by the time you've been done a and e the clothes drop off and daily visits it adds up 😂

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Sept 26- just under 62k

    June 25 Debts in my name were £5170. Now 6122 (Oct 26)
    DH debts ?? at a guess £15k
  • NeverendingDMP
    NeverendingDMP Posts: 2,498
    Eighth Anniversary 1,000 Posts Name Dropper
    Forumite

    Thanks. He's doing okay. Will be seen as an outpatient now for follow up and possible surgery.

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Sept 26- just under 62k

    June 25 Debts in my name were £5170. Now 6122 (Oct 26)
    DH debts ?? at a guess £15k
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 549
    500 Posts Photogenic Name Dropper
    Forumite
    edited 9 February at 9:37AM
    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 completed 
    #no 2 £2 coin savers challenge 2026
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • Highlanddream
    Highlanddream Posts: 367
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Forumite

    Glad he is home. It definitely adds up, they are not exactly cheap.

    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • Highlanddream
    Highlanddream Posts: 367
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Forumite

    75.98% looking forward to pay day :)

    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • Highlanddream
    Highlanddream Posts: 367
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Forumite

    76% today.

    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • £10 off most stressful cc today courtesy of prolific💪🏻 also managed to put £5 in my alligator saving fund to try cover bills for lack of wage next month (nearly there as I cashed out my LISA after realising it serves me no purpose as I have pension ready and I’m no longer a first time buyer due to the ex getting the house). My snowflakes are more valuable going off the emotional stressor of the cc, so I alternate them between debt payoff and alligator prep 😵‍💫🥳

    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 completed 
    #no 2 £2 coin savers challenge 2026
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • Highlanddream
    Highlanddream Posts: 367
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Forumite

    bit of a nightmare not having wages next month. :(. what happens if you cash out your LISA ? do you lose your bonus and pay tax ?

    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • I lost £100 luckily I didn’t have much in it so this was a low amount compared to what it could have been, relief!

    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 completed 
    #no 2 £2 coin savers challenge 2026
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

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