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1% challenge 2023

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Comments

  • Highlanddream
    Highlanddream Posts: 345 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    https://forums.moneysavingexpert.com/discussion/comment/81875089#Comment_81875089

    Ohh no Neverending, that's awful, something like that really puts a spanner in the works. Hope he is ok. x

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £6710          
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • NeverendingDMP
    NeverendingDMP Posts: 2,445 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81875166#Comment_81875166

    Thanks that's definitely worth knowing. He's home now and doing a lot better. Sounds silly having a moan about parking but by the time you've been done a and e the clothes drop off and daily visits it adds up 😂

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
  • NeverendingDMP
    NeverendingDMP Posts: 2,445 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81875856#Comment_81875856

    Thanks. He's doing okay. Will be seen as an outpatient now for follow up and possible surgery.

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 291 Forumite
    100 Posts Name Dropper
    edited 9 February at 9:37AM
    https://forums.moneysavingexpert.com/discussion/comment/81876446#Comment_81876446

    it defo does add up!

    #no 3 Debts off by Xmas 2026 £1847.37 /£15,250
    NSD Jan 24/20 Feb 23/20
    NSD March 3/22
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1847.37
    1% challenge = 12%

    #cc1 320/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • Highlanddream
    Highlanddream Posts: 345 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    Glad he is home. It definitely adds up, they are not exactly cheap.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £6710          
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • Highlanddream
    Highlanddream Posts: 345 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    75.98% looking forward to pay day :)

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £6710          
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • Highlanddream
    Highlanddream Posts: 345 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    76% today.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £6710          
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 291 Forumite
    100 Posts Name Dropper

    £10 off most stressful cc today courtesy of prolific💪🏻 also managed to put £5 in my alligator saving fund to try cover bills for lack of wage next month (nearly there as I cashed out my LISA after realising it serves me no purpose as I have pension ready and I’m no longer a first time buyer due to the ex getting the house). My snowflakes are more valuable going off the emotional stressor of the cc, so I alternate them between debt payoff and alligator prep 😵‍💫🥳

    #no 3 Debts off by Xmas 2026 £1847.37 /£15,250
    NSD Jan 24/20 Feb 23/20
    NSD March 3/22
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1847.37
    1% challenge = 12%

    #cc1 320/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • Highlanddream
    Highlanddream Posts: 345 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    bit of a nightmare not having wages next month. :(. what happens if you cash out your LISA ? do you lose your bonus and pay tax ?

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £6710          
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 291 Forumite
    100 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81893203#Comment_81893203

    I lost £100 luckily I didn’t have much in it so this was a low amount compared to what it could have been, relief!

    #no 3 Debts off by Xmas 2026 £1847.37 /£15,250
    NSD Jan 24/20 Feb 23/20
    NSD March 3/22
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1847.37
    1% challenge = 12%

    #cc1 320/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
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