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1% challenge 2023
Comments
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74.89%! 😂. When I add tomorrow's side hustle money I will be over 75%, and under 8000 debt. Which I can't quite believe.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £6710
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80650 -
Fantastic news
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
Thanks @NeverendingDMP .
I am now at 75.03% yippy, down to £7990. Next target is 6990.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £6710
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80650 -
75.1% , should be more but I treated my OH and myself to lunch out, worth it.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £6710
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
£1160 paid off so far I think it’s 7.6%?
#no 3 Debts off by Xmas 2026 £1847.37 /£15,250
NSD Jan 24/20 Feb 23/20
NSD March 3/22
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1847.37
1% challenge = 12%
#cc1 320/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5000 -
Well done Thrifty :)
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £6710
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
75.21%. :) hoping to get to 78% by the end of the month.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £6710
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80650 -
75.33 % today.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £6710
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80650 -
Well done everyone I'm at 5.85% paid. I've stalled a bit. Only universal credit and dmp debts left now so only paying small amounts off.
Savings wise I've got 34% of my grand target. DH is in hospital at moment so any spare cash this week has been spent on the carpark. He's expected home soon but we need to plan for SSP wages as they might want to plan an operation. Never rains but it pours eh. 😂
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
I’m so sorry 😢 have you asked the hospital ward for a weeks ticket validation? Some hospitals do this but don’t say and expect you to know
#no 3 Debts off by Xmas 2026 £1847.37 /£15,250
NSD Jan 24/20 Feb 23/20
NSD March 3/22
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1847.37
1% challenge = 12%
#cc1 320/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5000
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