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1% challenge 2023

19091929395

Comments

  • Highlanddream
    Highlanddream Posts: 312 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 1 February at 3:33PM

    74.89%! 😂. When I add tomorrow's side hustle money I will be over 75%, and under 8000 debt. Which I can't quite believe.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £7545                
    May 25 :  £14000                  Oct 25 -  £9569           
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • NeverendingDMP
    NeverendingDMP Posts: 2,434 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
  • Highlanddream
    Highlanddream Posts: 312 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 2 February at 11:50AM

    Thanks @NeverendingDMP .

    I am now at 75.03% yippy, down to £7990. Next target is 6990.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £7545                
    May 25 :  £14000                  Oct 25 -  £9569           
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • Highlanddream
    Highlanddream Posts: 312 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    75.1% , should be more but I treated my OH and myself to lunch out, worth it.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £7545                
    May 25 :  £14000                  Oct 25 -  £9569           
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • £1160 paid off so far I think it’s 7.6%?

    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1160
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 400/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000
  • Highlanddream
    Highlanddream Posts: 312 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    Well done Thrifty :)

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £7545                
    May 25 :  £14000                  Oct 25 -  £9569           
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • Highlanddream
    Highlanddream Posts: 312 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 6 February at 7:08PM

    75.21%. :) hoping to get to 78% by the end of the month.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £7545                
    May 25 :  £14000                  Oct 25 -  £9569           
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • Highlanddream
    Highlanddream Posts: 312 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    75.33 % today.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £7545                
    May 25 :  £14000                  Oct 25 -  £9569           
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • NeverendingDMP
    NeverendingDMP Posts: 2,434 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    Well done everyone I'm at 5.85% paid. I've stalled a bit. Only universal credit and dmp debts left now so only paying small amounts off.

    Savings wise I've got 34% of my grand target. DH is in hospital at moment so any spare cash this week has been spent on the carpark. He's expected home soon but we need to plan for SSP wages as they might want to plan an operation. Never rains but it pours eh. 😂

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
  • I’m so sorry 😢 have you asked the hospital ward for a weeks ticket validation? Some hospitals do this but don’t say and expect you to know

    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1160
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 400/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000
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