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1% challenge 2023

19192949697104

Comments

  • Highlanddream
    Highlanddream Posts: 367 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 26 January at 3:15PM
    I’ll update my total beginning of feb as I need to wait until cc statements come to account for the high interests 🙄 it’s frustrating waiting🤯
    Thank you - about the amount I have paid off. The waiting is really frustrating, I struggle waiting for pay day to get the next chunk off. Not sure what I am going to think about when it is all gone 🤣. I had an unexpected extra £50 this morning, from a side hustle, so that has gone straight off the credit card - under the 1000 on that one now. 
    You’re smashing it 💪🏻❤️ I sometimes think the same when the debts gone, but I’m hoping one day I might get a mortgage of my own, that’s the dream 💕
    ohhh, good luck with that. The way you are really attacking the debt once its cleared it won't take you long to get a deposit together. 
    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • £890 paid off the credits in total this month 🥳💪🏻 5.8% I think 😲

    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD June 23/22
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • Highlanddream
    Highlanddream Posts: 367 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    Down to £8105 / £32000 , still at 74.67%, can't wait to hit 75%!

    woo hoo, soon be 6% :)

    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • Highlanddream
    Highlanddream Posts: 367 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    any news @NeverendingDMP ? on your contract ?

    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • Highlanddream
    Highlanddream Posts: 367 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    £8080 left from £32000, now at 74.75%. Desperately trying to get the credit card down to £550 by Feb 25th, currently at £885, should be £875 tomorrow. This last slog seems sooo slow going.

    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • NeverendingDMP
    NeverendingDMP Posts: 2,468 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    No news. I'm not expecting to hear until a few days beforehand if I'm honest. I'll carry on as normal till I know. No point over worrying

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
  • NeverendingDMP
    NeverendingDMP Posts: 2,468 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    Almost 3/4 done. @Highlanddream . It's going well. Keep it up

    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
  • Highlanddream
    Highlanddream Posts: 367 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    74.79%, it's getting serious when you add two digits after the decimal point!! 🤣

    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD June 23/22
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • NeverendingDMP
    NeverendingDMP Posts: 2,468 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
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