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1% challenge 2023
Comments
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ohhh, good luck with that. The way you are really attacking the debt once its cleared it won't take you long to get a deposit together.ThriftyPrincess40 said:
You’re smashing it 💪🏻❤️ I sometimes think the same when the debts gone, but I’m hoping one day I might get a mortgage of my own, that’s the dream 💕Highlanddream said:
Thank you - about the amount I have paid off. The waiting is really frustrating, I struggle waiting for pay day to get the next chunk off. Not sure what I am going to think about when it is all gone 🤣. I had an unexpected extra £50 this morning, from a side hustle, so that has gone straight off the credit card - under the 1000 on that one now.ThriftyPrincess40 said:I’ll update my total beginning of feb as I need to wait until cc statements come to account for the high interests 🙄 it’s frustrating waiting🤯Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
£890 paid off the credits in total this month 🥳💪🏻 5.8% I think 😲
#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 16/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1160
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 400/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /80001 -
Down to £8105 / £32000 , still at 74.67%, can't wait to hit 75%!
woo hoo, soon be 6% :)
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80652 -
any news @NeverendingDMP ? on your contract ?
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80650 -
£8080 left from £32000, now at 74.75%. Desperately trying to get the credit card down to £550 by Feb 25th, currently at £885, should be £875 tomorrow. This last slog seems sooo slow going.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80650 -
No news. I'm not expecting to hear until a few days beforehand if I'm honest. I'll carry on as normal till I know. No point over worrying
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
Almost 3/4 done. @Highlanddream . It's going well. Keep it up
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
74.79%, it's getting serious when you add two digits after the decimal point!! 🤣
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £7545
May 25 : £14000 Oct 25 - £9569
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
😂😂
#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 16/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1160
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 400/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /80000 -
Why not. Be proud of it.
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1
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