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1% challenge 2023
Comments
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See youve almost got a percent already!!
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Aww thanks Neverending. You made me have a little cry. I feel like you are all family x
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Good morning everyone. My daily limits has reset so I have managed to transfer the following into the savings account:-
£1039.00 cafe wages
£ 608.00 subscription cuts and our mortgage payment amount
£ 402.18 BTL1 mortgage amount
£ 114.00 BTL2 mortgage amount
______
£2163.00
Total so far £2327.02/£38457 = 6.04% :)
Sadly I think the rest of the month may be slower progress but at least I'm past the 0% mark ;)
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
you’ve made amazing progress in a short space of time 💪🏻🥳
#no 3 Debts off by Xmas 2026 £1847.37 /£15,250
NSD Jan 24/20 Feb 23/20
NSD March 3/22
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1847.37
1% challenge = 12%
#cc1 320/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
Thats a brilliant start, well done you. Just remember to try to look after you as well xx
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
My percent may go backwards for a while as DH officially on SSP wages now. Booo. I need to sit him down later and try to have a scrub things of the budget talk! 😂
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
ohhh np that's a shame Neverending. Hope the budget talk went ok.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £6710
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
that is very hard to go through, from experience. It's good to have something else to focus on. Good start money wise ! 😁
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £6710
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
78.98%, trying to reach 80%, lol.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £6710
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
Oh no Neverending - good luck x
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020
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