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1% challenge 2023

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Comments

  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 339 Forumite
    100 Posts Name Dropper

    oooof slow month and next month for me 😫 no changes

    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 339 Forumite
    100 Posts Name Dropper

    up from 12% to 14.2% this month 💪🏻

    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • craftingmad
    craftingmad Posts: 3,449 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81947058#Comment_81947058

    That's a great increase. Well done x

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,449 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 April at 8:05AM

    I can finally declare a bit more added into our retirement fund savings account made up of the following:-

    £ 608.00 from subscription savings, our mortgage payment etc

    £ 191.87 wages from restaurant

    £ 22.16 from savings account interest

    £ 12.71 from savings account interest

    ________

    £ 834.74

    So this brings our total so far £6915.77/£38457 = 17.96% ❤️

    I'm so close to my next full 1% - I'm off to see where I can find £14.93 :)

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 339 Forumite
    100 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81951554#Comment_81951554

    💪🏻💪🏻 nice one!

    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • craftingmad
    craftingmad Posts: 3,449 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    I found the extra - forgot it was Etsy payday yesterday so have added £67.43 into our pot.

    Etsy is pretty pants at the moment so I'm not earning anywhere near what I used to on the platform but it is still something so I am grateful. Anyone else on here on Etsy and finding the same?

    Our total so far is now £6983.20/£38457 = 18.13% ❤️

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,449 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Hi everyone, me again :)

    Things are slow on the making money front at the moment but I have just been paid so am able tol add the following:-

    £ 530.00 wages from restaurant

    £ 242.19 interest from savings account

    _______

    £ 772.19

    That makes our total so far £7755.39/£38457 = 20.14% ❤️

    Very glad to have finally made it into the 20% mark :)

    We are really noticing hubby not having any overtime available :(

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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