1% challenge 2023

ThriftyPrincess40

I’ve restarted so still at 0% at min 👍

ThriftyPrincess40

paid £500 off the credit card and £300 off the loan 💪🏻🦄💩🥳 I think it’s something like 5%

craftingmad

https://forums.moneysavingexpert.com/discussion/comment/82009633#Comment_82009633

That's a great amount. Well done :)

You are right it is so hard at the moment.

craftingmad

I can finally declare some more towards our total thanks to my wages and our monthly savings from subscriptions etc :)

£1327.00 wages from my two jobs

£ 608.00 subscription savings

________

£1935.00

Our total so far is now £11101.22/£38457 = 28.83% ❤️

Creeping up but far too slowly for my liking :(

ThriftyPrincess40

https://forums.moneysavingexpert.com/discussion/comment/82010711#Comment_82010711

you’re doing brilliantly💪🏻 and the subscriptions, I bet it feels so good saving on those 💕

craftingmad

Another £543.88 added to our retirement fund today thanks to the two mortgage payments saved after paying them off :)

Our total now stands at £11645.10/£38457 = 30.24% ❤️

Finally hit the 30% mark :)

NeverendingDMP

https://forums.moneysavingexpert.com/discussion/comment/82014113#Comment_82014113

Well done, almost at a third saved!!! Just remember that the higher it gets the more interest you will earn and then the percentage will increase for free! I hope everything else is going okay for you at the moment as well

NeverendingDMP

https://forums.moneysavingexpert.com/discussion/comment/82009633#Comment_82009633

Well done. Some fab payments!

craftingmad

Hi all,

How are we all doing? Things are still mad here with me working two jobs and juggling caring for parents and kids but hopefully it will settle down soon. I'm feeling like one of the jobs may have to stop soon so I can just get even a few minutes for myself but then I see the totals going up and think maybe I can carry on for another couple of years. Its finding a balance I suppose and at the moment I'm not very good at doing that :(

Anyway happier news is that I have managed to add some more money into our retirement savings pot :)

Added today:-

£275.49 from interest (free money which I love) 🙋‍♀️

£ 265.00 wages from 2nd job

£ 37.67 Etsy payment for May (nowhere near what I used to earn but still grateful for it)

£ 543.88 which is the two BTL mortgage payments we have now paid off

________

£1122.04

This brings our total now to £12767.14/£38457 = 33.16% ❤️

Nearly a third of the way there for this year (but on the downside only 6 months left to achieve our target - I need to get a wriggle on if I'm going to hit it).

NeverendingDMP

https://forums.moneysavingexpert.com/discussion/comment/82025089#Comment_82025089

Well done on hitting the 33% mark. Its okay to dip in and out when you have so much going on. Your progress is still fantastic. I still need a proper sit down and count up. I've two debts left in my name, one I'm making a small repayment on and the other is on hold till about now. I need to work out what my overdraft status is recoup some savings then decide what to do. DH is back at work but an operation has been mentioned by the consultant which will inevitably involve more SSP pay. Never rains but it pours eh! DH debts still high but aside from the minimum payments unless he is bothered there's not much more I can make him do.