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1% challenge 2023
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I'm at 28% on my savings fund. I've been doing round ups and cash back and have kept it going in the background. I'll officially work out my debts for the new year but it's probably gonna be hovering around 70 still as my one percent.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Well done, that's some going to save anything at the moment! Are you organised for Christmas?NeverendingDMP said:I'm at 28% on my savings fund. I've been doing round ups and cash back and have kept it going in the background. I'll officially work out my debts for the new year but it's probably gonna be hovering around 70 still as my one percent.
Sept 24 : £32000 Aug catch up - £11436 Dec 25 - £8975
May 25 : £14000 Sept 25 - £10635 Jan 26 -
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £11880 Nov 25 - £92750 -
Sort off. I've got to the giving up stage but I'll have to finish everything on Wednesday when I'm off. My 1% for savings is only £10 so I've managed it via cash backs and round ups.Highlanddream said:
Well done, that's some going to save anything at the moment! Are you organised for Christmas?NeverendingDMP said:I'm at 28% on my savings fund. I've been doing round ups and cash back and have kept it going in the background. I'll officially work out my debts for the new year but it's probably gonna be hovering around 70 still as my one percent.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
Still impressive, I am desperately trying not to overspend on food and alcohol. I am finding it really hard.
Sept 24 : £32000 Aug catch up - £11436 Dec 25 - £8975
May 25 : £14000 Sept 25 - £10635 Jan 26 -
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £11880 Nov 25 - £92750 -
Food is impossible. When I was first in debt I set us a food budget of 100-120 per week, now I'm having to try really hard to keep it under 200 by the time I've bought food and school dinners. It's an absolute nightmare.Highlanddream said:Still impressive, I am desperately trying not to overspend on food and alcohol. I am finding it really hard.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
How much do school dinners cost now?Sept 24 : £32000 Aug catch up - £11436 Dec 25 - £8975
May 25 : £14000 Sept 25 - £10635 Jan 26 -
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £11880 Nov 25 - £92750 -
Primary school is £2.90 a day..one child has them other one hates them so has a packed lunch. Highschool you pay for what you buy as opposed to a set price. Eldest eats his packed lunch at break and then buys something at dinner. He starts at 8.30 and dinner isn't till about half one so they are all starving by then. He normally spends 1.50 sometimes 2 pounds. But I think the kids who rely on it as their dinner are allowed to spend up to a fiver a day.eek.Highlanddream said:How much do school dinners cost now?Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
ouch, that soon adds up.Sept 24 : £32000 Aug catch up - £11436 Dec 25 - £8975
May 25 : £14000 Sept 25 - £10635 Jan 26 -
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £11880 Nov 25 - £92750 -
Another £300 off this month, only £50 extra to get it under the 9000, lol. 71.9% .Sept 24 : £32000 Aug catch up - £11436 Dec 25 - £8975
May 25 : £14000 Sept 25 - £10635 Jan 26 -
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £11880 Nov 25 - £92751 -
Well done. Oh so close to being under 9k.Highlanddream said:Another £300 off this month, only £50 extra to get it under the 9000, lol. 71.9% .Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0
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