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1% challenge 2023

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  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 22 November 2023 at 10:40PM
    #5 once more
    Paid for my own xmas present on behalf of the bf, in lieu of repayments :D
    £583.62/ £1200 (3rd 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • #5 Again
    Paid for xmas gift on behalf of the bf, in lieu of repayments (I was in town & picked it up, so it was just easier to pay for it)
    £590.61 / £1200 (3rd 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Finally I am able to declare the grand total of £32 has been added to the OP pot today :)

    This is made of of website sales from my business :) 

    My total now stands at £33282.48/£47300 = 70.36% 

    Not much but at least my total is moving in the right direction again :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Me again :)

    the interest has just been paid on our savings accounts and this is getting used towards paying off the mortgage once the fixed rate finishes so I am declaring a further £389.04 towards my total :)

    My total now stands at £33671.52/£47300 = 71.18%  <3

    That's moved me up almost another whole percent :)

    I was hoping to get to 75% by the end of this year which now does not look likely as that will be £1803.48 to find which with Christmas fast approaching seems highly unlikely but I'm not going to say never until the year is over :) 

    Father Christmas may be kind to us ;)  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • I'm now at 5% paid. overtime and a few other things has helped. It will slow down now but next year my percent amount will be smaller which is so much better!
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • I'm now at 5% paid. overtime and a few other things has helped. It will slow down now but next year my percent amount will be smaller which is so much better!
    That's amazing. Well done you.
    I bet that feels good and you are looking forward to 2024 :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning.

    It's my favourite day of the month - payday :) And its hit my account nice and early today :)

    So I can declare a further £605.93 added to the OP savings pot from my chippy wages for the month and another £10 from cashing out a £10 Amazon voucher from Prime Opinions.

    So my total now stands at £34287.45/£47300 = 72.48%  <3

    That means in order to reach my 75% target by the end of this year I just need to find another £1187.55  :# Not looking hopeful but it's not over until the end of the year so I will try and give everything a big last push :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #5

    Bought bfs groceries in lieu of repayments (I'm liking this way of repaying him, little chunks at a time.
    £619.61 / £1200 (3rd 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've just added £468 into the savings accounts made up of:-

    £258 from subscription savings (haggled price of sky, adobe etc)
    £100 from what we were paying on our mortgage which is now cleared
    £110 from business earnings in paypal account

    So my total now stands at £34755.45/£47300 = 73.47% 

    Only £719.55 to find to hit the 75% target I set myself by the end of this year :)   
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 December 2023 at 3:28PM
    Twice in one day - sorry!!! 

    I forgot that it was Etsy payday today so I have just added another £420.65 into the OP savings account :) Today is a good day :) 

    My total now stands at £35176.10/£47300 = 74.36%  <3

    I'm starting to believe that I might actually make the 75% target I set myself by the end of this year - only £298.90 to find. Fingers crossed for some cash for Christmas   :#
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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