We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

1% challenge 2023

Options
1192022242569

Comments

  • Hubby got paid yesterday too so I have transferred £2000 into the OP savings account from his OT and what was left at the end of the month.

    My total is now £30533.15/£47300 = 64.55% 

    We are even closer to the two thirds mark now - only another £1157.85 to find  :#
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Only me.
    I have just managed to transfer £128.87 into the OP savings pot from my Etsy earnings in September. My shop is so quiet so although it is nowhere near as much as I usually make I am very grateful that I still have over £100 I earnt. I think this month is going to be even worse as I have made no sales so far :( 

    My total now stands at £30660.02/£47300 = 64.82%

    Small progress but it is still progress so counting it as a little win :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry me again :)

    I've not got much to declare but I have just transferred £40.50 into the OP savings pot from my wages from the original chip shop. Sadly there will be no more from there now until January at the very earliest but more realistically it will be around March before I go back (if I'm invited of course). 

    My total now stands at £30700.52/£47300 = 64.90% 

    I'm edging closer to my next 1% :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • AntoMac
    AntoMac Posts: 2,653 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    On a MUCH smaller scale than @craftingmad

    I have now repaid £1263/£4955 I.e 25.49% 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #5 Reporting in.
    It's a small start, but £7.50 paid to the BF (I paid his half the window clean)

    £7.50 / £1200
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Got my mortgage statement, and mortage has dropped by £725.88 since last balance!

    So that's a nice little chunk off my balance

    £733.38 / £1200
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AntoMac said:
    On a MUCH smaller scale than @craftingmad

    I have now repaid £1263/£4955 I.e 25.49% 
    That is a huge amount - congratulations  <3
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #5 Reporting in.
    It's a small start, but £7.50 paid to the BF (I paid his half the window clean)

    £7.50 / £1200
    Got my mortgage statement, and mortage has dropped by £725.88 since last balance!

    So that's a nice little chunk off my balance

    £733.38 / £1200
    Every penny counts and adds up to a big difference. 

    I love seeing the mortgage statements and the figures dropping don't you? <3
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We lost our 19 year old niece tragically in a car accident just over a week ago which has knocked us for six but I have managed to make a small payment into the OP savings account today to get the ball rolling again.

    £20.14 made up from £5 FB marketplace sale from some shelves I bought ages ago for £5 and never used and £15.14 from a refund from Amazon for some dog biscuits which they put back on subscribe and save despite me cancelling. We got to keep the biscuits (which the dog is very happy about) so I've transferred this sum to the pot :) 

    This brings my total to  £30720.66/£47300 = 64.94% 

    So close to that next % so I'm going to try really hard to reach it by tomorrow :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    We lost our 19 year old niece tragically in a car accident just over a week ago which has knocked us for six
    So sorry to hear. Take all the time you need to process. Look after yourself

    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.