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1% challenge 2023
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Thank you. It still does not seem real if I'm honestx_raphael_xx said:
So sorry to hear. Take all the time you need to process. Look after yourselfcraftingmad said:We lost our 19 year old niece tragically in a car accident just over a week ago which has knocked us for six
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I've added another £20 into the OP savings pot today made up of £10 Airtime Rewards, £5 from a NSD yesterday and £5 from selling some books on FB Marketplace. Small amounts but progress is progress
My total now stands at £30740.66/£47300 = 64.99%
I'm so close to that next whole % - just £4.34 to find Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Well done and so sorry to hear your sad news. Thinking of you allcraftingmad said:I've added another £20 into the OP savings pot today made up of £10 Airtime Rewards, £5 from a NSD yesterday and £5 from selling some books on FB Marketplace. Small amounts but progress is progress
My total now stands at £30740.66/£47300 = 64.99%
I'm so close to that next whole % - just £4.34 to find Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Oh @craftingmad that’s so sad about your niece. Of course it doesn’t seem real.
Sending love your way. Sometimes there are just no words
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
#5 checking in
Wages hit today so the £'s have been assigned.£200 to Credit Card£500 to Boss£200 to MumWhich clears my first 1% and starts a nice chunk towards my 2nd.£433.38/£1200 (2nd 1%)Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
Well done. It feels great getting that first 1% crossed off doesn't itx_raphael_xx said:#5 checking in
Wages hit today so the £'s have been assigned.£200 to Credit Card£150 to Boss£200 to MumWhich clears my first 1% and starts a nice chunk towards my 2nd.£433.38/£1200 (2nd 1%) Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
craftingmad said:
Well done. It feels great getting that first 1% crossed off doesn't itx_raphael_xx said:#5 checking in
Wages hit today so the £'s have been assigned.£200 to Credit Card£150 to Boss£200 to MumWhich clears my first 1% and starts a nice chunk towards my 2nd.£433.38/£1200 (2nd 1%)
Just 99 more to go
Just realised I mistyped...£500 was paid back to boss, not £150.
Plan is for £500 a month, so 3 more payments til that's cleared.
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
Slow progress for me this month but I have just transferred £35 into the OP savings pot today from two FB Marketplace sales of items I have had in the house for years and never used.
My total now stands at £30775.66/£47300 = 65.06%
I've finally reached the next % - it felt like this one took forever!!
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
#5 Checking in
Paid for the bf's petrol today. £56.68 paid back to him.
£490.06 / £1200
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
#5 againPaid for a Dragonball Z oodie bf wanted but had no money for. £24 paid back.
£514.06 / £1200Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981
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