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1% challenge 2023

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  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good afternoon. Me again :)

    I've just sold something on FB Marketplace so I've added £5 to the OP savings pot. I've also had two cheques clear from Royal Mail for items which went missing (I never used to claim so am adding this amount in) so that's another £42.

    My total now stands at £35223.10/ £47300 = 74.46%  <3

    £251.80 left to reach my 75% end of year target :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Guess who ;) 

    Just popping in to declare another £25 has been transferred into the OP savings account today from a sale of some of my craft supplies to a friend :) 

    This takes my total to £35248.10/£47300 = 74.52%  <3

    That means I am only £226.90 short of reaching the 75% target. I really hope I'm going to do it :)   
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's me again - in my defence it has been three days since I last posted :) 

    I'm quickly popping in to declare another £15 (keep telling myself that these amounts do make a difference) made up of £5 from a FB marketplace sale, £5 from selling a handmade item to a neighbour and £5 from a tip for delivering food from my chip shop last night :) 

    My total is now £35263.10/£47300 = 74.55% 

    Now only £211.90 short from my end of year target :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Not lots to report but I have added a further £5 into the pot made up of £2 from a FB marketplace sale and £3 from resisting a MCD;s whilst out today and instead going for a £3 poundland meal deal :)

    Every pound counts right?

    My total is now £35268.10/£47300 = 74.56% 

    Now only £206.90 to find by the end of the year to reach my 2023 target I set for myself :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • #5
    Paid for bfs half the window clean for him
    £627.11 / £1200 (3rd 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • #5
    Pay day! Here go the big chunks!
    £500 paid back to boss
    £200 paid back to mum.

    That completes the 3rd % and £127.11 into my 4th

    £127.11 / £1200 (4th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 19 December 2023 at 9:01PM
    #5 again.
    Mortgage overpayment of £250 made today
    £377.11 / £1200 (4th 1%)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Hi all, 

    I've joined or followed this for years but my 1% is always so large I never get anywhere. Anyway, I have this little bit of debt, £173.19 so I'm going to do the 1% challenge to get rid of it just to give myself a little boost and have some fun. Haha that's my idea of fun 😄. 
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all, 

    I've joined or followed this for years but my 1% is always so large I never get anywhere. Anyway, I have this little bit of debt, £173.19 so I'm going to do the 1% challenge to get rid of it just to give myself a little boost and have some fun. Haha that's my idea of fun 😄. 
    It's great to have you onboard remote :):smile:

    A small amount is a great way to start - it's addictive once you get going and even 1% of large amounts are possible so good luck :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,341 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm declaring another £8 from a sale in my business who paid me direct into my bank account :) 

    Not lots but I'm taking anything at this time of year and it will edge me closer towards the target I set myself for the end of this year :) 

    My total now stands at £35276.10/£47300 = 74.57% 

    £198.90 to find in 11 days to reach the percentage I wanted to be at at the end of this year :) Fingers crossed for some Christmas money from my mum and dad :)  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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