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Progress not Perfection

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Comments

  • Sounds like Christmas is coming together SA with your purchases . I am so pleased you have booked yourself a day off for you , Thanks for the M@S tip will take a look next. Enjoy the Christmas Fayre later with your family. 
    Life is an adventure, never stop exploring.

  • Ibiza competition if you don't mind newsletter sign-up 

    https://highlights.holidaypirates.com/door-7
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • beanielou
    beanielou Posts: 98,005 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Templespa is fantastic as is repose. 
    Happy last week to work a full week. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Templespa is fantastic as is repose. 
    Happy last week to work a full week. 
    Repose is the one I stock up on when it’s on offer. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Ooh hark at you Ms Pro Painter 😁
    Come and do my build when you're finished ta x
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • The Fayre sounds fun. We don't seem to have any good ones round our area
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1200/£3000
    .

    Studies/surveys January £86.85

    Decluttering items 1402/
    2025.  80/2026
    Books read    23 in 2025.  2026- 3 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 98,005 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    beanielou said:
    Templespa is fantastic as is repose. 
    Happy last week to work a full week. 
    Repose is the one I stock up on when it’s on offer. 
    I think everyone stocks up on repose on offer. 
    One of my friends does it and sometimes I get a wee sample. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • EssexHebridean
    EssexHebridean Posts: 25,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sun_Addict said:
    @Cherryfudge that would be worth keeping a note of to see if a pattern emerges. For myself it seems to be around the time I feel optimistic and getting things sorted he starts playing up. A lot of this will be he was quite controlling prior to his brain tumour and he’ll hate the loss of control. 

    @Humdinger1 I was given a list of contacts should I need them. I’ve already been given the option of respite care should I need it. Social services are so stretched that whether anything would actually happen is another matter. If you are perceived by them as coping they really aren’t bothered. I used to have a carers assessment once a year over the phone but this service has gone now. 
    It might be a good idea to at least investigate to find out how things would work - to get your "name in the frame" as much as anything, The risk with leavings it until things get past the point of no return is that without any prior contact, there will be an expectation that you can manage for a bit longer, I suspect...

    Great plan to get some time off booked - even if one day is going to be spent painting! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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