We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Progress not Perfection

1964965966967969

Comments

  • You so are! You’ve so much on your plate 😢 but battle on. Reading your diary has given me hope I can do things about my debts thank you ☺️ 
  • Willowtree222
    Willowtree222 Posts: 8,324 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope it goes well! 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Makingabobor2
    Makingabobor2 Posts: 4,462 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Good luck. I'm sure the Christmas music will help
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,864....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £900/£3000
    .

    Studies/surveys  December £37.06

    Decluttering items 1385/
    2025
    Books read    21
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • beanielou
    beanielou Posts: 97,349 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy painting! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • EssexHebridean
    EssexHebridean Posts: 25,196 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had to touch up a section of the front room wall here this morning SA as when the sun was on it yesterday I could see a patchy bit! Annoying but didn’t take more than a few minutes. That was a darker colour over light though - I suspect you’ll be ok with yellow over cream. 

    Genius stroke of inspiration with the roller! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sun_Addict
    Sun_Addict Posts: 24,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m just glad the ceiling didn’t need doing. The room was painted professionally a couple of years ago and the walls got scratched when we moved the old gym equipment out last year to make it into an office otherwise it would’ve only been the woodwork to freshen up. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • foxgloves
    foxgloves Posts: 12,962 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds like you're making a great job of it! It's amazing how much better paint looks the next morning when you go in & see it dried & in proper daylight. Good to get it done before Christmas too. Always nice to start the New Year a bit ahead of yourself with tasks.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.8K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 245.9K Work, Benefits & Business
  • 601.9K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.