📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Progress not Perfection

Options
17172747677873

Comments

  • milann
    milann Posts: 11,384 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’m another rainbow fan. On our journey home in Millie Motorhome on Friday we saw a couple of beauties. 
    I’m pleased Mr SA took heed of the scooter warning. Is it a person you see regularly and could he casually mention he isn’t to drive a car….that’s why he has his scooter? He might listen to somebody who isn’t you iykwim 🤷🏻‍♀️
    Not long until take off. Enjoy 
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 24,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Scooter service is done and all is ok with it. He did the service in his van so Mr SA got it back within 30 minutes. 

    Spent the £5 off £30 in Lid!. Bought some compost and strawberry plants as well as food. I’ve now qualified for a free product, nothing great unfortunately. 

    Mr M sent me the £38 off my next shop voucher so that’s come off tomorrow’s shop. 

    It was so nice outside this afternoon that I did a couple of hours of gardening including cleaning and tidying the greenhouse. It was quite warm in the sun, it’s really made a difference getting rid of those two trees. I managed to fill the garden waste bin, I wasn’t going to bother putting it out tonight as it was almost empty but now it’s full. 

    Remembered to log into the work meeting, thankfully it only lasted 15 minutes and I haven’t volunteered to do anything 😆 I did notice I’ve got 51 emails in my inbox to look forward to tomorrow morning though. I’ve only been off a day!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • doingitanyway
    doingitanyway Posts: 9,940 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I like the sound of your butternut squash dhal. I have some cauliflower so I might make a cauliflower dhal. 
    I laughed at your reaction at being awoken at 5.30am was to read a book and learn some Spanish. I would have tried to get back to sleep again!  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Makingabobor2
    Makingabobor2 Posts: 4,208 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Wow £38 off a shop is a lot. How much do you have to spend to qualify for that?  
    You were lucky to get warm weather to work in garden, its been really cold here today and quite a bit of rain forecast the rest of the week. Think my garden might be a bit behind this year. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 755

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sun_Addict
    Sun_Addict Posts: 24,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow £38 off a shop is a lot. How much do you have to spend to qualify for that?  
    You were lucky to get warm weather to work in garden, its been really cold here today and quite a bit of rain forecast the rest of the week. Think my garden might be a bit behind this year. 
    It was really cold this morning but in the afternoon it was a lot warmer in the sun. 

    To get £38 off I had to spend £100 4 weeks out of 5. I get 15% staff discount courtesy of DD so in reality it was £85. I always think I won’t spend that much but when you take into account beer, wine and pet food it soon adds up. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 24,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    We were shocked to hear the news about Paul this morning as well. A very sudden loss.

    I suspect that our energy payment will be coming down shortly. We are still about £200 in credit from over the winter and last months bill was £160 which is what our payment is set too so we are paying too much. Not heard anything from them yet though and we are happy to keep some credit in the account for next winter.
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes - also saddened to hear of Paul O'Grady's death - and that it was unexpected must make it so much harder for his husband, family and friends too. 

    I got the same contact from Octopus too SA - which was handy as it agreed with what I'd already calculated - I don't think they OR us quite expected we'd emerge from the winter months with credit having only started with them as a customer in october! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.