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Progress not Perfection

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,265 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Ooh that's exciting, go SA! 
  • milann
    milann Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The dog burying bones made me smile. We had a fox terrier when the children were young and they used to feed him toast crusts under the table. You’d find toasty bits buried all over the house…..not appreciated in bed 🤣
    Exciting times to be nearly mortgage free 👏👍 
    We’re debating about loft ladders when the roof is being tackled. It’d probably need flooring too but I’m not sure if it’s worth it in our house as it’s only a shallow loft area as the bedroom ceilings are curved into the roof space.
    January spends - £587.58
  • Willowtree222
    Willowtree222 Posts: 8,194 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That's great that this time next year you could be mortgage free. That would be amazing x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • SuzeQStan
    SuzeQStan Posts: 1,660 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Wonderful to be able to store the tree where you don’t have to get out a ladder to do it!
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • beanielou
    beanielou Posts: 95,375 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Woohoo.  Mortgage free in 2025  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Blackcats
    Blackcats Posts: 3,861 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Great plan to be mortgage free his year.  It is like a weight being lifted from your shoulders even though you didn't realise there was a weight on your shoulders.
    Your dog's antics with the chewy bone did make me smile.
  • EssexHebridean
    EssexHebridean Posts: 24,421 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Exciting planning to be shot of the mortgage even earlier SA - and why not! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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