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Progress not Perfection

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  • EssexHebridean
    EssexHebridean Posts: 24,421 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 January at 10:54AM
    HNY SA - here’s hoping that 2025 manages to see good health and happiness for all members of your family, for a change! 

    I must deal with my regular savers later too - annoying that I currently have several I have to do manually - one of the aims for any we add this year will be ensuring that we can automate them again ideally.

    I too tend to avoid New Year’s resolutions as such - I’ve always found that making big plans and intentions at just one stage in the year means I start in a big flurry of enthusiasm but then things tend to fall by the wayside! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,067 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Happy New Year SA , hoping 2025 is a good one for you and the family . My 6 month saver finishes this month , it's my spends for my Feb holiday. 
    Life is an adventure, never stop exploring.

  • Cherryfudge
    Cherryfudge Posts: 13,121 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy New Year! Your regular savers are very impressive, and the continued overpayment to the mortgage. 

    I hope the weather clears up and you can get out and let the fresh air help clear your head.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • milann
    milann Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Happy New Year to you SA. Hope 2025 is calm and uneventful in the nicest possible way. I’ve just been catching up after not being on line much over Christmas.
    Im pleased you are getting to the end of your cold. Typical that you get one when you’re off work. 
    The Christmas show sounded lovely and I’m pleased MrSA came round to the idea.
    January spends - £587.58
  • Doris17
    Doris17 Posts: 918 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Totally feel for you.I was 4 when I was thrown into a swimming pool,my fear of deep water is enormous.Learning to swim is something I want to do this year,just need to overcome the fear.

    "Make Everyday Count"



  • foxgloves
    foxgloves Posts: 12,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy New Year, @Sun_Addict. Hope that pesky lergy doesn't last too long. Take care of yourself.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (29/100)

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • ladyholly
    ladyholly Posts: 3,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy new Year. I hope it is stress free for you.
  • Onebrokelady
    Onebrokelady Posts: 7,798 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Happy New Year SA I hope the lurgy goes away asap xx
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
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