Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Progress not Perfection
Comments
-
The way advent calendars have changed over the years is astonishing isn't it - and it's almost alarming that children now are unimpressed by a standard one!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
When I was a child I had the same cardboard advent calendar that came out every year. The Christmas Eve door used to reveal a star. I was happy with that.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
Afternoon all and here we are again with another new week.
Ran out of time to post yesterday as I was really busy. I got quite a lot done in the garden and filled the garden waste bin again. I think there are only a couple more collections then they stop until March.Office this morning WFH this afternoon. Mr SA met me outside Lid! to take the shopping on his scooter. Some of the shelves in Lid! that were empty last week are stocked back up.
I bought a 10 ride bus ticket which works out that the 10th ride is free. I don’t plan to walk on the dark mornings, I don’t feel comfortable doing it. It was very foggy this morning too so that made it worse. I’m still walking home.
The new 4 week budget period starts today. There was £11.69 underspend in groceries and £112.73 underspend across the other spending pots. Oddments amounting to £14.42 have gone to the Christmas 2027 pot. I always close off the Christmas pot at the end of October and start one for the following year.Today’s exercise has been walking home from work, yoga and strength training later.
I forgot to take tonight’s dinner out of the freezer so will do a stir fry instead. Must remember tomorrow as it’s something I need to use up.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2 -
Yes - me too! I loved it as well. That said, even chocolate ones weren't really a thing then, never mind anything more fancy!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
I'm not many miles from you at all, as the crow flies, but different district councils mean different approaches to Winter garden waste bin collections. Our collections drop to just one a month in December, Jan & Feb (it's fortnightly the rest of the year) but they don't stop. Just as well, as we are behind with getting stuff cut back & weeded!
F
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
Afternoon all.
WFH today. I didn’t decide until this morning but realised it would be better to be home and make sure Mr SA was up in time for the dentist and also remembered to take the fallen out crown with him.
So as I was up super early I had a lovely relaxing start to the day. Oh how I love my relaxing mornings.
Mr SA made it to the dentist and the crown is now fixed back in place. £27.90 to come out of Mr SA’s dental pot.
I was pleased to get confirmation my B00ts order had been dispatched as it was the online glitch of the No7 star gift skincare set that was originally £66 reduced to £39 then the glitch got it down to just £19. Unsurprisingly it sold out but thankfully I was quick enough to nab it. That should keep me going for a good while.
Today’s exercise has been dog walking this morning and I’m doing a Rick Zumba workout, 7 minutes abs challenge, a short strength session and day 6 of the 21 day yoga challenge later. All short sessions that can be easily slotted into my day.
Tonight’s dinner is aubergine ragu from freezer stocks with pasta. In the past Tuesdays used to be a use it up day where I used up anything that had been hanging around a bit so bringing this back into play.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪3 -
Glad MrSA's crown was able to be refixed - MrEH had a similar situation a week or so ago but sadly the tooth it was attached to has now disintegrated so it can't be reattached - he will have to go back for an extraction.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 263.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards


