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Progress not Perfection

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  • KajiKita
    KajiKita Posts: 10,973
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    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sun_Addict
    Sun_Addict Posts: 26,398
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    @KajiKita that’s a great idea and would remind him he has plenty of watches so no need for another.

    One of his watches is an expensive one he treated himself to when his mum’s estate was sorted. He never wears it.

    He drives me mad, constantly scrolling on his phone for things he thinks he needs 😞

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • WelshmansDaughter
    WelshmansDaughter Posts: 2,418
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    It's a weird rule now but trick or treaters only call if you have Halloween decorations up. Although I had a five year old and 3 year old out in the driveway flagging them down lol.

  • KajiKita
    KajiKita Posts: 10,973
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    That constant scrolling for things sounds like he’s groping for dopamine hits. I wonder if there is any other way he could get that … ? 🤔

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • jwil
    jwil Posts: 24,053
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    Forumite

    Thanks for the nudge on WF, I've just bought my cards too 😊

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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