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Progress not Perfection

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  • Makingabobor2
    Makingabobor2 Posts: 4,181 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    The picture hook made me smile. That's the sort of thing I would do...lol
    Have a good day. Hope you're feeling better
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 748

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • milann
    milann Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Your office sounds perfect for you 👍
    January spends - £587.58
  • joeyjimbles
    joeyjimbles Posts: 2,247 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I had trouble getting my money into the Christmas Regular Saver as for some reason my bank won't let me set up two payees for the same establishment but with different accounts (I already have the 6 month saver due to mature start of Feb). I've got round it for now by deleting the 6month payee as I've already filled it up but as I want to open another of those later in the year, I'm not sure how it will work out  :(
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • Baileys_Babe
    Baileys_Babe Posts: 6,241 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I had trouble getting my money into the Christmas Regular Saver as for some reason my bank won't let me set up two payees for the same establishment but with different accounts (I already have the 6 month saver due to mature start of Feb). I've got round it for now by deleting the 6month payee as I've already filled it up but as I want to open another of those later in the year, I'm not sure how it will work out  :(
    I guessing you are talking about Principality BS. A solution might be to set up an easy access savings account (3.1%), transfer the monthly deposits to the easy access account, then do internal transfers to Christmas RS, 6 month saver, plus any other saving accounts.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • RelievedSheff
    RelievedSheff Posts: 12,690 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Just catching up on diaries. 

    Happy New Year SA. Hope 2025 is a more chilled out year for you.

    Also hope your lurgy is short lived. Think this year is the first in four of five where neither of us have been ill over the festive period!
  • Makingabobor2
    Makingabobor2 Posts: 4,181 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 3 January at 9:14AM
    Oh dear....to Mr SA with the ladders, and your mad dog. Don't know how you cope. 
    Love that you are so organised with the regular savers. I'm still organising my pots this year. Trying to work out what's best. 

    My parsnips from the Christmas veg, are not keeping very well. They were from Mr M. Think they must have been past their best when I bought them
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 748

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • IzzyBee
    IzzyBee Posts: 2,628 Forumite
    Fifth Anniversary 1,000 Posts Photogenic
    SA that made me laugh we used to have a little dog that hid bones in random places like the third step up the stairs and growled when you walked passed it when he died we would find little piles of stones in the garden where he had hidden things bless him he was a little character 
  • RelievedSheff
    RelievedSheff Posts: 12,690 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Our dog is exactly the same with bones 🤣🤣🤣
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