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Progress not Perfection
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I don’t do Christmas crackers but give everyone a scratch card instead. So, yes a good idea.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Another idea is a bottle of Prosecco as most people like it and Mr M have a good offer on at the moment 🤔
I wish it was being done the normal way where you draw out a name to buy for 😐I get knocked down but I get up again (Chumbawamba, Tubthumping)1 -
Depends whether you suspect anyone you work with has a gambling problem! And whether you'll be annoyed if they win £25 if you've bought the ticket 😁
Maybe a £5 M&S or Sainsers voucher would be a good shout, then they can put it towards something they like, and if they're secretly struggling like so many people, it might be a blessed relief to them to be able to buy some food or a wee gift for someone else for Christmas6 -
PennysIntoPounds said:Depends whether you suspect anyone you work with has a gambling problem! And whether you'll be annoyed if they win £25 if you've bought the ticket 😁
Maybe a £5 M&S or Sainsers voucher would be a good shout, then they can put it towards something they like, and if they're secretly struggling like so many people, it might be a blessed relief to them to be able to buy some food or a wee gift for someone else for ChristmasI remember one year we did a secret Santa and one lucky recipient received a beautiful Christmas bauble. Everyone was very envious. I’m going to a local Christmas market on Sunday so might see if there’s anything nice there otherwise it may well be a gift card. Gambling doesn’t sit well with me to be honest. My mom was dead against it so it’s been instilled in me from an early age.I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
I think a gift voucher is a great idea. Perhaps one for a coffee shop?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
That’s what I received for my secret Santa this year a Costalot gift card , well received by me .Life is an adventure, never stop exploring.2
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I think a gift card is much better,in case they don't approve of gambling. I mean I would love a scratch card, but I think you need to know the recipient well to be able to give one safely.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 729
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Great idea on scratch card.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Aye, as we know from these here mse boards, you never know! And for those not struggling, an extra fiver towards something someone's fancying is always pleasing
A beautiful bauble sounds lovely and thoughtful, and a nice way to support an independent business too
I enjoy an occasional lottery ticket as Mr PIP and I get a good hour of entertainment from our 'financial planning', which isn't bad for £2.50 for two adults!
I've included a £1 scratchcard in his stocking as part of our £10 stocking challenge, but would be very wary of getting one for someone I wasn't sure didn't have any issues with it, whether addiction, religion, or like you just being brought up to feel uncomfortable with it3 -
I don't think I'd want a scratchcard in a Secret Santa type thing. Great if it's a winner, but if not, I just have a small piece of useless card & the giver has also kind of wasted their money. A few quid on a coffee shop gift card is a great idea.....or maybe Waitbl00m for the recipient to treat themselves to a nice bar of choc or bag of coffee.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (29/100)
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2
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