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Progress not Perfection

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  • Sun_Addict
    Sun_Addict Posts: 24,192 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy December 🎄

    Another weekend has flown by. 

    Sorted out the payday finances this morning 2 days late 😆 Paid off the cc balance and sent £200 to the Nwide regular saver. Still need to feed the other two regular savers, will do that tomorrow. Sinking funds amounts transferred to the savings account. 

    Took another load of donations to the CS on the way to the big Mr T with the soft plastic recycling. The dog got a decent walk out of the trip. There was a football match on the park so she had a street walk instead. 

    Put the Christmas decorations up, took almost 2 hours but I was cleaning at the same time. Some things have gone in the charity bag as yet again I didn’t want to put them out. 

    This is the first year in a long time I don’t have an advent calendar. I just didn’t want any on offer this year. I bought a cheap Yankee candle one ages ago but that doesn’t count as it’s for the house 😆

    However I have started Get Fit with Rick’s advent calendar challenge and will be doing one workout a day on top of my usual exercise routine. Really enjoyed today’s. Did a nice stretching session afterwards from the FitOn app before soaking in the bath. 

    Tonight’s dinner was salmon stir fry. Made a batch of carrot and lentil soup a recipe from the new PON book for work lunches. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Like the idea of a get fit advent challenge. I need to try that
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1194/
    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Very few things are more satisfying than decluttering and doing a good deed at the same time, excellent work 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 48

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • You do pack so much into your day
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1194/
    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • EssexHebridean
    EssexHebridean Posts: 24,490 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pretty sure Mr SA won't be wasting away "only" having two slices of toast! 

    Good work on decluttering the wine - I'm no fan of sweet wines either! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sun_Addict
    Sun_Addict Posts: 24,192 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DD has managed to get Mr SA the elusive Lynx set from Asd@ and also picked some up for her workmates who were struggling to get hold of them. He'll be a happy bunny on Christmas Day. 

    The aubergine recipe is a Jamie Oliver one from a Mr T magazine. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,001 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad it’s not a Greg recipe! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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