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Progress not Perfection
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Gosh that's a busy dayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 729
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
I need to think about a carpet clean for our living room one. I'd sooner get it done before it gets too bad, but I need to try and find a local recommendation for someone good!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Oh my days 🤣 Just been to take the dog on the park, I threw her ball a bit too enthusiastically and it landed in a tree. It was just out of my reach using the litter picker stick so I had to stand on Mr SA's scooter seat to retrieve it. Then Mr SA's scooter got stuck in mud and I had to push it. I rushed back home for a 10.30 meeting only to find it had been cancelled.I get knocked down but I get up again (Chumbawamba, Tubthumping)8
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Oh my word....lucky you didn't fall off the scooter.Sun_Addict said:Oh my days 🤣 Just been to take the dog on the park, I threw her ball a bit too enthusiastically and it landed in a tree. It was just out of my reach using the litter picker stick so I had to stand on Mr SA's scooter seat to retrieve it. Then Mr SA's scooter got stuck in mud and I had to push it. I rushed back home for a 10.30 meeting only to find it had been cancelled.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 729
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Oh what a morning SA!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Whit a morning.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Morning all, happy Friday.
In the office today, will have my usual early finish and that will be the final full working week of the year done.
Christmas cards posted this morning, all 8 of them 🤣
Mr SA has sneaked a watch into my handbag but I can't see that it needs a battery, it's telling the correct time and date! So that's going straight back home.
Today's exercise is walking to/from work and GFWR day 6.
Tonight's dinner is tuna steak with rice and steamed veg.
Looking forward to a nice soak in the bath later and putting my feet up with a glass of wine tonight.I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
Can you tell Mr SA that the watch has had a new battery?3
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That’s the plan 😉greenbee said:Can you tell Mr SA that the watch has had a new battery?I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
So next Friday I have a Christmas meal with work friends which I’m very much looking forward to. We’re doing a secret Santa with a budget of £5. I was struggling to think of something as we won’t know who we’ve drawn until the day. I did a survey yesterday which strangely enough was about secret Santas. It was suggested a scratch card was a good option. A few years ago Mr SA bought me a scratch card as a surprise Christmas gift. I wasn’t too happy with him spending £5 on a scratch card but changed my mind when I won £25.Anyway the question is does anyone think this is a good idea for a secret Santa as I won’t know who I’ve bought for until the day 🤔I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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