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Progress not Perfection
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I love special Christmas baubles. We always try & buy one from places we visit or ones with special meaning.
Take care walking home. I hate going out on pavements at this time of year.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 729
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
We have a family trip out each year to buy a new bauble for the tree - someone mentioned getting two and putting one away for the kids to have when they leave home, so this year that’s what we’re starting 😀Sealed pot challenge 822
Jan - £176.66 :j4 -
That's a lovely idea with the baubles."If you can dream it, you can do it". Walt Disney2
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That’s so lovely on the baubles.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Out of stock on the Lynx set 🙁 I did manage to get the bauble though so not a wasted trip entirely. I also got the GKs advent calendars which I’d forgotten about.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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I buy advent calendars as soon as they come out. When I worked in a supermarket we always had customers moaning on the 30th November that they couldn’t get them as they had sold out. I just buy the c@dburys chocolate ones for the Gkd’s as I see them nearly every day.Also if I go somewhere special during the year and they sell Xmas decorations, I buy one as a momento. It’s always lovely when I decorate the tree every year, remembering the time I bought them.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.004
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I'm another who does the Christmas decoration collection. It's something we all do in the family xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
Look out for the email from the pink tentacle with offers for next week - two sound like your kind of treat.What would you get if all you got was what you were thankful for?3
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Got it thank you 🙂satchmo1 said:Look out for the email from the pink tentacle with offers for next week - two sound like your kind of treat.I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Dropped my work bag and shopping off at home and decided to make the most of the all day bus ticket by taking the soft plastic recycling to the big Mr T today instead of tomorrow.So that’s 5 bus journeys I got out of the ticket. Would’ve been 6 but hadn’t the patience to wait 7 minutes for a bus home from Lid! I can cover a lot of ground in 7 minutes!Jumped in the bath when I got back home from Mr T then put the dog in after me. She wasn’t impressed and has kerfuffled the throw and cushions on the dining room sofa!
I get knocked down but I get up again (Chumbawamba, Tubthumping)7
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