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Progress not Perfection

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  • Blackcats
    Blackcats Posts: 3,859 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    well done with VM. Their out of contract price rises are outrageous.  At least !!!!!! Turpin wore a mask for his daylight robberies 😀
  • RelievedSheff
    RelievedSheff Posts: 12,690 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Think we have most of our Christmas shopping done and dusted. Might start wrapping this weekend.
  • Absolutely don't go the office if it's still treacherous SA - as you say, plaster casts for party season again is NOT the vibe! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Definitely don't go out if its icy.  You must be a lot further north than me than I thought you were.  We had a bit of snow over night into Tuesday ,all cleared in about 2 hours.  Yesterday and today, just frost and glorious sunshine, although its only reached 2c, but hoping the washing will dry in the sunshine. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 729

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • foxgloves
    foxgloves Posts: 12,531 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Our garden is still white, @Sun_Addict. I.know I'm a little north of you, but it's not far as the crow flies. The snow has barely melted off the lawn.
    Very icy. Thawed the bird bath 1st thing & it re-froze v quickly. 
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (29/100)

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Sun_Addict
    Sun_Addict Posts: 23,955 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m in the East Midlands @Makingabobor2. Work colleagues in the West Midlands have had it bad too. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • I’m in the East Midlands @Makingabobor2. Work colleagues in the West Midlands have had it bad too. 
    Yes, I am East Mids as well, but suspect you are further north than me. We are quite far down towards the boarder with Leics/Warks
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 729

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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