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Progress not Perfection

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Comments

  • Blackcats
    Blackcats Posts: 4,302 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    well done with VM. Their out of contract price rises are outrageous.  At least !!!!!! Turpin wore a mask for his daylight robberies 😀
  • RelievedSheff
    RelievedSheff Posts: 12,784 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Think we have most of our Christmas shopping done and dusted. Might start wrapping this weekend.
  • Absolutely don't go the office if it's still treacherous SA - as you say, plaster casts for party season again is NOT the vibe! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Definitely don't go out if its icy.  You must be a lot further north than me than I thought you were.  We had a bit of snow over night into Tuesday ,all cleared in about 2 hours.  Yesterday and today, just frost and glorious sunshine, although its only reached 2c, but hoping the washing will dry in the sunshine. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,204....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1320/£3000
    .

    Studies/surveys Feb....£59.25

    Decluttering items 1402/
    2025.  92/2026
    Books read    23 in 2025.  2026- 5 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • foxgloves
    foxgloves Posts: 13,112 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Our garden is still white, @Sun_Addict. I.know I'm a little north of you, but it's not far as the crow flies. The snow has barely melted off the lawn.
    Very icy. Thawed the bird bath 1st thing & it re-froze v quickly. 
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
  • Sun_Addict
    Sun_Addict Posts: 25,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m in the East Midlands @Makingabobor2. Work colleagues in the West Midlands have had it bad too. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • I’m in the East Midlands @Makingabobor2. Work colleagues in the West Midlands have had it bad too. 
    Yes, I am East Mids as well, but suspect you are further north than me. We are quite far down towards the boarder with Leics/Warks
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,204....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1320/£3000
    .

    Studies/surveys Feb....£59.25

    Decluttering items 1402/
    2025.  92/2026
    Books read    23 in 2025.  2026- 5 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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