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Progress not Perfection
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Didn't realise L!d! free item was now fruit. That is much better than bakery, it means I'll actually save money as opposed to just picking up the bakery item for the sake of it being free.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
I got a punnet of grapes which have saved me buying some. I used to enjoy the free sourdough loaf but like the free fruit instead.Makingabobor2 said:Didn't realise L!d! free item was now fruit. That is much better than bakery, it means I'll actually save money as opposed to just picking up the bakery item for the sake of it being free.I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
Waste of time going to the trade paint place as they only stock builders colours like white and magnolia. Must have to order the colourful ones. Will look online.The builder is arriving around 9am tomorrow. And so it begins…I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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You already have endless patience dealing with Mr SA, so you should cope far better than I do. Good luck...2
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I'm really pleased for you that you are getting your latest house refurbs done. I think you will really enjoy your own office space. You'll need a Do Not Disturb sign for the door to stop MrSA shuffling in.2
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Have you tried Dun@lm SA? Folk absolutely rave over their paint. I fully concur - pigments are strong and colours beautiful. And they deliver too!Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.4 -
Hope all goes well this week with the work.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Morning all, happy Tuesday.
WFH today. Probably the last day working from the dining room as plan to move my desk tonight. Just got a few more bits to clear up. The CS are coming to pick the weights up at some point today.
I've got loads of flexi and nothing in my calendar after 11 so I'm going to take a long lunch break and go on the bus to the retail park to pick up the paint. It's confusing me looking at it online, I need to see it properly. I'm asking the painter to supply the ceiling and woodwork paint and I'll buy the wall colours. I'm really tired this morning as I woke up at 2.30 thinking about paint and didn't really drop back to sleep properly after that.
Mr M delivery has been and all packed away.
It seemed to work well combining the food/beer/wine/household budgets so will continue with that for the next 4 weeks. It certainly saves time me going through every receipt classifying everything.
I plan to open a new NW regular saver today. It matured last week so should be able to open another one by now. As the other regular saver destined for the refurb works hasn't matured yet I'm going to lend myself some of the money from the emergency fund. The NW RS covers a good portion of the cost but not all of it. I wasn't expecting the builder to be able to fit us in so quickly.
I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
The builder is here. He'll have finished the wardrobes/desk by Wednesday so have messaged the painter to tell him he can start work from Thursday onwards. I'm going to do a 6 hour day, finishing around lunchtime then catch the bus to the retail park. It's driving Mr SA nuts that I'm going to be let loose in B&Q without him 😆
I've opened up a new NW regular saver and fed it with its first £200.I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
Isn’t B&Q a men-only venue then? 😂3
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