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Progress not Perfection
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Just checked and I was randomly selected in a draw for the bonus payment 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Well done for not wheelbarrowing Mr SA into the skip. Glad you got some nice pamper time and hooray for your good luck payment!
Hope you feel alright on your double jags @beanielou
Sorry you felt ill on your last vacc @RelievedSheff, it does seem to be quite random whether or not one is affected though so definitely pay and prevent, even if you do suffer for a wee while it'll hopefully be less than catching flu, can't believe you got it two years in a row you poor thing
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Thanks @PenniesIntoPounds.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I'm very impressed with all you've got done SA - your step count is always noteworthy, but pushing a wheelbarrow as well?! Wow.
The bath sounds blissful, and the extra cash is very nice.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Happy Monday 🙂
In the office today and staying for the full day as I have loads of meetings and not enough time to travel home in between. I want to stop off at the paint shop and Lid! on the way home too.Disappointed to find the free coffee has disappeared from the 🐙 app 😞 Hopefully that doesn’t mean it’s gone for good. Speaking of 🐙 we’re now £689 in credit.It’s the start of the new 4 week budget period today and there was an overall underspend of £177.45 which I’m really pleased with. Respective pot underspend has gone back into the parent sinking funds pot rounded down with oddments going into the Christmas pot. I couldn’t understand why the sinking funds savings account had more in it than I thought. On further investigation turns out £97.86 interest was paid in today 🥳 Of course the £7.86 went straight into the Christmas pot 😆 That was a nice surprise.Disappointed by lack of free coffee this morning so treated myself to one from work’s on site C0sta. My stamp card is now full so the next one is free.Exercise today is walking to/from work and I’m going to do a yoga session when I get home.Tonight’s dinner is scampi with swede chips and steamed veg.Not doing any clearing today as I want to give the bathroom a good clean. Next clearing job will be done tomorrow night moving my desk into the living room. Not looking forward to trying to work with Mr SA watching war films in the background 😬I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
SA my Octopus is still showing free Greggs and Nero coffee .Life is an adventure, never stop exploring.2
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So is mine.Sunshine_girl2 said:SA my Octopus is still showing free Greggs and Nero coffee .2 -
So is mine now, must’ve been a glitch. Thank goodness for that!I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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More good news on the money front, checked my Mr M app and have £15 in vouchers to go towards tomorrow’s shop.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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That's a cracking bonus from Prolific SA - I've been trying to get myself back into the habit of doing them again as it can be lucrative can't it!
Great progress on getting all your refurbishments done as well - and getting rid of toot while you have the skip! You won't know yourself when it is all done!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2
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