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Progress not Perfection
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I found people taking stuff out of my skip all the time! It certainly helped get more stuff in.September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
Not sure how we would manage the laundry without our dryer at this time of year!!
It has been a god send this week with the post holiday catch up washes.
We do have stuff that doesn't go in the dryer but that usually gets hung up in the spare bathroom with the extractor fan on and the window open. Fortunately that room is very warm so it doesn't usually take long to get stuff dry.
I hate having wet clothing hanging around though. I feel your pain.
We don't have room for a separate washer and dryer so had to get a combined unit but this one, which was a bit more expensive than our old one, seems to be a lot more reliable (reaches around to touch some wood now)2 -
Great news on the quote.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Yes I think the treadmill and bike will disappear pretty quickly if you leave them outside. 👍Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Freecycle for the treadmill and the bike?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
DS has just sent me photos of the Northern Lights from his window. I can see a white streak from mine but not the beautiful colours he can see. He lives just over 20 miles north of us.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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I’m going to advertise anything decent on the local FB page as I’ve got rid of loads of stuff before via there. Also you get the skip surfers 😆
Mr SA and DD are doing my head in as they are being very resistant to being put out for a few days 😞 Ended up reminding DD she’s lucky she hasn’t got to pay for her remodelled bedroom herself so put up or shut up!Mr SA started moaning about always looking scruffy and how he needs some new clothes. I won’t repeat my response to that as it was 🤬
Work was super busy today and I ended up doing over an hour extra. It all adds to my flexi pot though.I had a slight meltdown as it had been a very stressful day both work and home wise but felt so much better when I did my Zumba class, never fails to put a smile on my face.Got a fair bit of washing dry today, some outside and some on the heated airer so feel like I’m getting on top of it.Have arranged 3 catch ups with friends over the next few weeks so something to look forward to.I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
I think you deserved that Zumba.
We have a faint aurora here but various friends and family are getting beautiful photos, including from bigger conurbations where I would have thought the background light was too strong. DS2 has been out there getting lovely shots for an hour. (He must be freezing).I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Morning, happy Friday.Woke up with a start about 4-ish as I thought I heard a clang that sounded like someone dropping something into a skip. Remembered our skip and shot out of bed - no one there, obviously imagining things 😆 They put the skip behind the wall at the front rather than block the driveway so no one can see it when the gates are closed. I’m getting paranoid.So plans for today are:
1. Pop down to Lid! to return the trolley and pick a few things up.2. Electrician is coming between 10 and 2 to hopefully fix the living room ceiling light. He needs to get the floorboards up in a corner of DD’s room. I haven’t told her because she’d moan. So going to pretend I don’t know.3. Clear out the spare room, give it a good clean and move my work desk into there.If I have time after that, I’ll make a start on packing my books away so I can move the bookshelves. Tomorrow will be all about clearing as much of the dining room away that I can. No idea where it’s all going to go!Today’s exercise will be lots of walking and lifting.Tonight’s dinner is Mediterranean cod using up freezer stocks of fish and Mediterranean veg.I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Good luck with moving & cleaning.
Dinner sounds niceMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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