📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Progress not Perfection

1632633635637638900

Comments

  • foxgloves
    foxgloves Posts: 12,700 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow, that's a huge amount of energy account credit! We are on over £300 but way short of the £600+ with which we went into the 2 previous winters. Our monthly DD was cut back by a lot for a few months, which evened things out. I've just slightly increased it, having looked at the monthly payment calculator tool thingy on the Cephalopods' website, & am keeping an eye on it.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.7kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Just catching up with people's diaries.

    That is a massive amount of credit on your energy account, but I do seem to remember that your monthly direct debit is quite high as you use a lot in the winter? 

    We are about 3 months in credit which usually works out about alright for us.
  • SuzeQStan
    SuzeQStan Posts: 1,748 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    We are similar / bit less energy credit than you SYA - we use it as a buffer over the winter months and anything left over come May is credited back to us. Just prevents any shocks in case of very cold winter or further energy cost rises come January
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • SuzeQStan
    SuzeQStan Posts: 1,748 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Morning SA - Gently persuade Mr OH that cleaning floors/ tidying & dusting is a MANS JOB 🤣🤣
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • jwil
    jwil Posts: 22,173 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Exciting that the work will be done soon.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.