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Progress not Perfection

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  • EssexHebridean
    EssexHebridean Posts: 24,366 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's such great news about DD - and must be such a relief for you! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • beanielou
    beanielou Posts: 95,190 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your lunch. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Makingabobor2
    Makingabobor2 Posts: 4,166 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    So pleased for you that this holiday is going ahead. You must be doubley excited this time
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,964

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £730/£3000
    .
    Fiver Friday '25 #10 £5

    Studies/surveys  July £0

    Decluttering items 726

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • WinterWarrior
    WinterWarrior Posts: 6,086 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy Friday, happy payday and happy nearly holidays SA ☀️
    the 1am naked football watching sounds really dodgy. Do you think he was covering up the fact that he didn’t know what he was doing and got caught in the act? 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • RelievedSheff
    RelievedSheff Posts: 12,684 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Enjoy your holiday.
  • doingitanyway
    doingitanyway Posts: 9,772 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Good news on here. The holiday, your daughter, new clothes and nails and eyebrows being done. 
    (I will ignore Mr SA's antics  :D)
    Interesting that Mr SA has a peak time for falling, or is that general to the population?
    Nice supper as per usual...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 25/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875
  • Whoohoo, happy official weekend and holibobs time!
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