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Progress not Perfection

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  • beanielou
    beanielou Posts: 95,743 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Funnily enough I had a nice beetroot quiche from Waitrose tonight. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Blackcats
    Blackcats Posts: 3,911 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I'm really not a fan of beetroot but I will concede that it probably looks very pretty alongside rose cava.  I'll just have the cava though 
  • Cherryfudge
    Cherryfudge Posts: 13,360 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So close now! I'm getting excited!

    Thanks for the reminder about regular savers, I need to feed YBS.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • EssexHebridean
    EssexHebridean Posts: 24,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy holidays SA - I think we can all agree that this one, above all others, is VERY much deserved! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Makingabobor2
    Makingabobor2 Posts: 4,236 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    There is something very exciting about the last day before going on holiday. Always busy, but always fun. A bit like how Christmas Eve used to feel when you were a child. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £590/£3000
    .

    Studies/surveys  August £20.99

    Decluttering items 929

    Books read    15
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Happy holiday.

    Don't envy you the early morning start though 😲
  • foxgloves
    foxgloves Posts: 12,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have a fab time & don't forget to treat yourself to a little bit of something.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.7kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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