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Progress not Perfection
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@makingabobor2 I have some retired friends in their 70s who are very fit and healthy, still going to the gym and enjoying life. That’s how I plan to be. I can’t access any pension funds until state pension age so that’s when I’ll be going.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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I had a flurry of productivity after I finished work and gave the kitchen a good clean including cleaning the tops of the cupboards I didn’t get around to on Sunday. I also sorted out my cookbooks and tidied them up.I also made another vegan banana loaf from the BBC GF app as it was so delicious last time, even Mr SA enjoyed it. I halved the sugar this time and it’s just as good.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Look at my maw. 82 & even if I say it myself pretty amazing health wise & fit.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Good for you. I do lots of online workouts, walk loads & planning on starting a yoga class next week. Never been a gym fan really. Ageing well is all about attitude and I think you have that.Sun_Addict said:@makingabobor2 I have some retired friends in their 70s who are very fit and healthy, still going to the gym and enjoying life. That’s how I plan to be. I can’t access any pension funds until state pension age so that’s when I’ll be going.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 729
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My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Morning all, happy hump day.
The dog got me up at 4.30 this morning so I decided to stay up rather than go back to bed for 15-30 minutes. This meant I had time to read my book with a coffee before getting ready. I got to work for 7am and got caught in a crush of people desperate to get in 😆 I had to fight my way through the people waiting for the lifts to get to the stairs!
I've got a really busy morning so will be mainly be fuelled by coffee. I plan to leave at 1pm and finish up the afternoon from home.
Today's exercise is walking to/from work and Zumba at 6pm.
Tonight's dinner is a portion of lentil stew from the freezer with herb "dumplings".
Finance-wise an oddment of £9.00 has been sent to the Christmas pot. It won't be a NSD as I need to stop off at Lid! on the way home.I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Happy hump day ☀️ The pets always have excellent timing, but it’s nice to have some time to yourself 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Good heavens, what enthusiastic colleagues you have! Or was there free coffee and a doughnut upstairs?
Have a good day.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
I just cannot imagine working anywhere that people were flooding in at 7am - it's just not for me!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
We're allowed to start at any time we want as we're open 7am until 8pm. The majority of people don't arrive until after 9 but the 7am crew are hardcore 😆 I generally get there around 7.30 to avoid the crush.EssexHebridean said:I just cannot imagine working anywhere that people were flooding in at 7am - it's just not for me! I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
I think they work on the principle that the earlier they get there the earlier they can leave.Cherryfudge said:Good heavens, what enthusiastic colleagues you have! Or was there free coffee and a doughnut upstairs?
Have a good day. I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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