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Progress not Perfection
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Yes, hasn't it been a lovely sunny spring day in our neck of the woods. Autumn is my favourite month & I find much to enjoy in Winter, but today, I was ready to say goodbye to grey & to see some blue sky sunshine!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (29/100)
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1 -
Bitterly cold here.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Been very cold down here on the Leics/Wark boarder area, grey skies & windy. It did dry the washing though, but feel very autumnal and not at all like spring.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 729
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Frustrating about the letter! Cold and grey here today."If you can dream it, you can do it". Walt Disney0
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We’ve had sunshine, but it’s still cold. We also had some sheep in the garden!I love the bullet necklace idea. To be fair MrWW has some crazy shopping ideas too, generally triggered by something he saw someone with or wearing on tv. It’s like mrSA watched something mafia related and got over invested.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
Very grey here, to a point where the washing is on the airer because I really didn't want to go out to hang it on the line. However, I am reassured that sunshine still exists somewhere!
Enjoy your evening!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Good old Royal Mail 🙄 It was sunny but windy here yesterday which was great because I got some washing dry outside but today has been dark and rainy.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1202
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I think it was more down to the NHS as the letter was dated 7 March the day of the phone consultation. I wouldn’t mind but it said if you’re not available please let us know so we can free up the appointment for someone else 😐Onebrokelady said:Good old Royal Mail 🙄 It was sunny but windy here yesterday which was great because I got some washing dry outside but today has been dark and rainy.I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Someone needs telling off then 😳Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1202
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Lovely sunny high of 14 degrees today apparently.Wonder where this bullet necklace idea came from?I got sent a copied letter yesterday from my consultant to my gp calling me a ‘very pleasant lady’. Think the NHS could have save £1.25 on a stamp there tbh.Find it much easier to use the nhs app - get notifications of all appts and it’s so easy to keep track of it all.Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.3
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