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Progress not Perfection

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  • milann
    milann Posts: 11,361 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You have done amazingly well over the years SA. 
    Is your Daughter in law doing alright now?
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 23,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    milann said:
    You have done amazingly well over the years SA. 
    Is your Daughter in law doing alright now?
    She has odd flare ups but it’s mostly under control with medication. Thank you for asking. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict
    Sun_Addict Posts: 23,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s another working week done 🥳

    Worked in the office today but finished at lunchtime. It was a nice morning as some children from a nearby school came to sing carols for us. I also bumped into a few people I hadn’t seen for ages. Treated myself to a coffee from the work coffee shop. 

    I thought it was odd that Mr SA hadn’t phoned several times so called him just to make sure he was ok and he didn’t answer. Anyway long story short he’d “lost” his phone and DD eventually found it for him in his bedside drawer 🙄

    I had a message from MnS to say I’d won a bottle of liqueur spirits in their prize draw 🥳 so made sure I picked that up on the way home before they ran out of stock. I picked the berry vodka as the marmalade gin and stollen rum sounded too sweet and sickly. I’m not a big fan of the liqueur spirits as they’re usually very sweet but might add a drop of this one to Prosecco to make a sort of cocktail. 

    Popped into Lid! on the way home for a few bits. I noticed their special fruit and veg offers bit was looking very bare so I expect they’re clearing space ready for Monday’s Christmas veg offers. 

    Had my monthly bill from 🐙 and OMG 🙀 Still in credit by £500 but that won’t last much longer at this rate, the bill was over £100 more than the direct debit amount, the gas alone was the monthly amount. 

    Exercise was walking to/from work on 22,000 steps so far. 

    Tonight’s dinner is a smoked haddock fish cake and steamed veg. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • I'm dreading seeing our bill at the weekend. We need to take our reading and send them, Last month we used over £70 more than our DD amount, but I put that down to it being extra cold for a few days and after I first broke my wrist, I didn't move about much, stayed indoors a week or so and felt cold. So hoping as its been milder and I've gotn out more and moved more, this one will be better. We are still in credit by £360, so fingers crossed. 

    Fish cakes sound nice. Do you make your own?
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sun_Addict
    Sun_Addict Posts: 23,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’ve turned down the thermostat by a degree to see if that makes a difference next month.

    No I don’t make my own fishcakes or veggie burgers @Makingabobor2. I’ve not had much success with them and it’s a lot of faff just for one person when the ready made ones are so good. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,361 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    We’ve had our monthly energy payment reduced from £180 to £90. Hope it’s going to cover it…..Dh is going to do some sums later.
    Bet Mr SA was lost without his phone. 
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 23,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    milann said:
    We’ve had our monthly energy payment reduced from £180 to £90. Hope it’s going to cover it…..Dh is going to do some sums later.
    Bet Mr SA was lost without his phone. 
    I can only dream about £90 a month on energy bills, ours is £208 a month and I thought that was alright. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,361 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    SA it’s what we used to pay before the crazy rises started. I’m not convinced it is right 🤷🏻‍♀️ We’re going to put money aside just in case 👍
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 23,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    milann said:
    SA it’s what we used to pay before the crazy rises started. I’m not convinced it is right 🤷🏻‍♀️ We’re going to put money aside just in case 👍
    I would be wary too. It seems very low for this time of year. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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