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Progress not Perfection
Comments
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Wow! Are you absolutely sure you need to do that zumba?
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Cherryfudge said:Wow! Are you absolutely sure you need to do that zumba?I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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I last tried hula hooping on the wi-fit so i have the dubious honour of failing to hula hoop even with an imaginary hoop. I also kept getting hit on the head by an imaginary hoop when extra hoops were thrown in from the side lines.
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Morning all. WFH today and the last day of my working week before a 4 day weekend 😁
It will be NSD6 today. It's that quiet time of the month money wise, the final week of my 4 week budget period and still 11 days to go until payday.
I'm so glad not to be walking to work this morning, my legs and feet still ache a bit from yesterday. Will give me chance to recover a bit before the dreaded shopping for canvas shoes for Mr SA day tomorrow. Mr SA is really looking forward to his trip into town, unfortunately I'm not, it will be an ordeal. He had the cheek to announce "I hope you don't think I'm sticking to a budget"! Well I'm afraid he is! This is the old him creeping back in, the one who used to spend regardless of whether we had the money because (his words) "that's what credit cards are for". I don't care what he says there is a set amount he can spend and when it's gone that's it!
Today's exercise is taking the dog on the park later this morning, a live lunchtime HIIT session and live Zumba at 7pm. I might sneak in the odd twirl of the hula hoop during the course of the day.
Tonight's dinner is chickpea tikka masala. I'm making this on a live cook along at 6pm. Wasn't originally on my meal plan but I really like the sound of it and I have all the ingredients in stock.
Aiming to get the living room and hall cleaned after work and hoping there'll be loads of ironing as I have a very full laundry basket to get to the bottom of. Fingers crossed for dry weather today, my weather app says dry for most of the day apart from a shower at lunchtime.
I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
Hope you get the washing dry. We’ve got a day of rain to look forward to from about 11 am if the weather forecast is right. We did have unexpected sunshine yesterday though 😁January spends - £587.582
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Sending positive vibes for shopping with MrSA - I hope it's not as bad as you fear! If he keeps telling you he's not sticking to a budget I'd stick my tongue firmly in my cheek and meekly agree that no, he can spend as much of the lead money as he wants...🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Positve vibes for the morra!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
And so it begins. Just having a coffee in Ner0 before the canvas shoe hunt starts. See you on the other side 😬I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Good luck.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £600/£3000
.
Studies/surveys September £18.30
Decluttering items 1200/2025
Books read 17
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Wishing you well....
Hopefully lunch and wine will feature3
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