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Progress not Perfection
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Also had an unfortunate experience with Pernod and blackcurrant years ago. Shudder.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Id forgotten all about Pernod, it must be 35 years since I last drank it.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
45 years for me! Shudder.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Oh my word, what a day. Hope today is better for you. And as for the guitar….they are so expensive. My Dh has electric guitars, and has sold several 2nd hand ones for well in the £hundreds, a good one is not cheap. He's just going to list one today actually, as I he promised to sell one ages ago and never got round to it, so I threatened to throw it out if he didn't sell it!
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1570/£3000
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Studies/surveys April.....£43.44
Decluttering items 1402/2025. 183/2026
Books read 23 in 2025. 2026- 10 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Hope you get to have a calm and lovely Sunday 🥂
Agree with @Makingabobor2 that an electric guitar is a really expensive gift, maybe something you can chip in for while her parents pay the bulk, or you can match what she saves/earns towards it?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Re the guitar it would only be a beginner one. Definitely wouldn’t pay a lot for what could be a fad. There are a few starter kits on the big river store for £100 or less. At this stage she just wants to learn how to play one. If she starts to get more serious about it then she would have to ask for birthday/Christmas money from us all to buy a better one. It’s not her birthday for a few weeks yet so will collaborate with DS and DIL first.
I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
Smile of the day has to be a young Catholic priest dressed in full regalia playing with his kids on the park this morning. He was pedalling frantically on a little roundabout thing and sounded like he was enjoying it more than his kids 🤣🤣
5 bags of donations dropped off at the charity shop 🥳Made a vegan banana loaf this morning using bananas from the Lid! box. Added a couple of drops of almond essence this time which has made it even more delicious.
Also made a batch of swede, carrot and parsnip soup for work lunches. The next two weeks meals need to revolve around using up veg stocks before we go on holiday. Tonight’s dinner is gunpowder cauliflower and lentil curry. Roasted the cauliflower while I was roasting the root veg for the soup and baking the banana loaf.
Not a NSD as have ordered a garden storage box, primarily for the cushions. Mr SA has been warned it’s not for tools or shoes. The storage box has been on the list of things needed for some time.
Next up is cleaning the kitchen and bathroom as DD is at work and Mr SA is back in bed. Too good an opportunity to miss.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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