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Progress not Perfection

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,654 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 21 February at 5:07PM

    Not been to a F**mf00d* for years, our nearest one is about 7 miles away, and I never really go into that town now. If I see one any time when I'm out and about, I will have to pop in for a look. We buy a lot of frozen fruit, so might be worth a look.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,204....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1390/£3000
    .

    Studies/surveys Feb....£104.71

    Decluttering items 1402/
    2025.  118/2026
    Books read    23 in 2025.  2026- 6 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • MillQueen
    MillQueen Posts: 81 Forumite
    10 Posts Name Dropper Photogenic

    that all sounds like a good shopping haul 👍 must try going there, I haven’t in years.

    Updated last day of the month… focus, improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£222,076 (Feb 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£8,713 (Feb 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£11,078 (Feb 26)

    Emergency Fund Savings: starting at £5,511 (Jan 26) now at £5,693 (Feb 26)

    Investments: starting at £50 (Jan 26) now at £200 (Feb 26)

    Net Wealth: starting at -£204,317 (Jan 26) now at -£202,745 (Feb 26)

  • foxgloves
    foxgloves Posts: 13,158 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    I haven't been in that shop for decades, ever since the staff had never heard of free range eggs. I left the shop wondering if I'd mistakenly asked for class A drugs instead! It was the branch in the old now demolished shopping centre, so a long time ago though.

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
  • kayannie
    kayannie Posts: 616 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    If you sign up for special offer emails from FF, they send you money off coupons. Usually £2 off a £20 (or was it £25?) spend.

    KA

  • doingitanyway
    doingitanyway Posts: 10,911 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    A great price for edamame

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,031 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Tell Mr SA the phone is coming out of his personal spends (which include beer)

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Sun_Addict
    Sun_Addict Posts: 25,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    It’s only £20 excess to pay but it is coming out of his personal spends. Only fair as despite him having a case for it he keeps taking it out.

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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