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Progress not Perfection
Comments
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What a nuisance Mr SA coming after you. What does he think he is missing? On the other hand, like everyone else I am super-impressed by how much you got done on your treat-day off. When you retire, you could set yourself up as some sort of house-makeover consultant and pick and choose your hours: go out and get someone's house spick and span, Mr SA probably won't want to be involved and you get lots of physical activity, probably make lots of friends and have some income to boot. Just a thought… or you could sit in your garden chair with a pile of books and relax. 😊
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
I knew I had limited time and wanted to make the most of my day off. Once I retire tasks will be split up and there'll certainly be plenty of sitting relaxing with a pile of books ☺️
I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
As it's payday tomorrow and I get a fresh personal spends budget, I've closed off the February budget and I can declare an overspend of 54p. I'm blaming this on my hairdresser putting up his prices by £1 yesterday not the £50.99 I spent at the little boutique 🤣 To be fair I've had a spendy month personal spends wise with the meal out last week, hair, nails and clothes - almost in budget though!
I'm out for lunch with work friends again tomorrow, just three of us who happen to be in the office tomorrow. I'll be able to wear my new bright pink jumper 😁
I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Have a fabulous lunch tomorrow SA - really pleased you're making sure to take these little chunks of time for yourself!
You mentioned the robot hoover - would it be a risk that MrSA might fall over it do you think? If not then it definitely sounds like it would save you time!
Pleased you found some bargains in F@rmf00ds - I rarely think to look at the frozen veg but it sounds like I should. I get my dishwasher tablets there though as they are usually £10 for a massive bag.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Couldn't agree more - overspend was definitely the hairdressers fault.
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Definitely the hairdressers fault, that's 100 pence that is and a hundred is loads 😂
Enjoy your lunch and your new jumper 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Enjoy your lunch. Glad you found a nice jumper as well. I do like to find small independent boutiques to shop in. We just don't have many here.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,204....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1390/£3000
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Studies/surveys Feb....£104.71
Decluttering items 1402/2025. 118/2026
Books read 23 in 2025. 2026- 6 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Have a lovely lunch!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I must say I also wondered about Mr SA tripping over a robot vacuum, although they may have lights on them, I've never examined one.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (5/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg2 -
Yes thinking about it, although a robot hoover sounds great in theory, in practice it probably wouldn’t work out well. Mr SA would fall over it, the dog would growl at it and the cats would be scared of it at first then chase it. I have visions of the young cat sat on top of it going all over 🤣
I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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