The "Save £12k in 2023" Thread!

george4064

george4064 said:

george4064 said:

george4064 said:

george4064 said:

george4064 said:

george4064 said:

#7 declaring £4,907.51 for February.

Bonus was paid this month which was the main contributing factor, also recently got engaged with my girlfriend so now have a wedding to plan and budget for. Finally, also landed a new job which means (hopefully) more interesting work, decent pay rise and more opportunities in general!

Deployed some new money to my S&S ISA early in March, but need to keep a relatively high cash balance to account for future expenses mentioned above (plus renovations on the horizon).

Happy saving all!

#7 declaring £356.58 for March.

Wedding costs are starting to take a dent in the savings and have a honeymoon to sort as well! S&S ISA contributions will almost certainly be zero for the foreseeable future, at least the pension conts will keep ticking along in the background.

Here's my April to July's updates - massive thanks to Suffolk_lass and enthusiasticsaver for picking this up!

New job started in June which has been going well so far. Decided to up my pension contributions when sorting out the new one, so that combined with new salary means a sizeable extra amount going in the pension each month.

April - £1,679
May - £1,866
June - £2,093
July - £668

August update will follow in the next few days.

#7 declaring £1,522 for August.

#7 declaring £1,146 for September

#7 declaring -£349 for October. Pretty spenny month with wedding, honeymoon and someone's big birthday. However had a great time for all three, so 100% worth it.

#7 declaring -£434.10 for November. Wedding costs continue to weigh me down, looking ahead to next year already as don't think I'll be make much more progress in the last month of 2023(!)

Topscooby

@enthusiasticsaver  Please include me in this challenge for 2024 with a target of £12k! 

Over in the 365 1p challenge I made an early request for #6 but I think @sonas_baby has earmarked that number for 2024 so I’m quite happy to take whatever you allocate to me 

Cheers,

Andy 

enthusiasticsaver

george4064 said:

george4064 said:

george4064 said:

george4064 said:

george4064 said:

george4064 said:

george4064 said:

#7 declaring £4,907.51 for February.

Bonus was paid this month which was the main contributing factor, also recently got engaged with my girlfriend so now have a wedding to plan and budget for. Finally, also landed a new job which means (hopefully) more interesting work, decent pay rise and more opportunities in general!

Deployed some new money to my S&S ISA early in March, but need to keep a relatively high cash balance to account for future expenses mentioned above (plus renovations on the horizon).

Happy saving all!

#7 declaring £356.58 for March.

Wedding costs are starting to take a dent in the savings and have a honeymoon to sort as well! S&S ISA contributions will almost certainly be zero for the foreseeable future, at least the pension conts will keep ticking along in the background.

Here's my April to July's updates - massive thanks to Suffolk_lass and enthusiasticsaver for picking this up!

New job started in June which has been going well so far. Decided to up my pension contributions when sorting out the new one, so that combined with new salary means a sizeable extra amount going in the pension each month.

April - £1,679
May - £1,866
June - £2,093
July - £668

August update will follow in the next few days.

#7 declaring £1,522 for August.

#7 declaring £1,146 for September

#7 declaring -£349 for October. Pretty spenny month with wedding, honeymoon and someone's big birthday. However had a great time for all three, so 100% worth it.

#7 declaring -£434.10 for November. Wedding costs continue to weigh me down, looking ahead to next year already as don't think I'll be make much more progress in the last month of 2023(!)

At least you had the money saved to pay for it.  

enthusiasticsaver

New thread for 2024 set up. 

https://forums.moneysavingexpert.com/discussion/6490964/the-save-12k-in-2024-challenge#latest

geordiejon

won't be able to add anything for december so will just miss target.

Suffolk_lass

enthusiasticsaver said:

New thread for 2024 set up. 

https://forums.moneysavingexpert.com/discussion/6490964/the-save-12k-in-2024-challenge#latest

Please make sure you set your target on the new thread and not this 2023 one. I can already see some have and I have indulged @Hellesbelles by picking them up from page 42 but no more!

Suffolk_lass

Hellesbelles said:

enthusiasticsaver Thank you for taking on this challenge. Please sign me up for next year.

@Hellesbelles I've put you on the list but please pop over to 2024 to say what your target is

juststuff123

Hi There

Can you change my November spreadsheet cell from minus 2454 to plus 2454?

Many Thanks

Suffolk_lass

juststuff123 said:

Hi There

Can you change my November spreadsheet cell from minus 2454 to plus 2454?

Many Thanks

Done that!

Suffolk_lass

I am declaring £391.88 for November - less than £100 from my modest target now (number 50)