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The "Save £12k in 2023" Thread!
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#32 reporting in for 2023 year end. I have just scraped through on £12k which will go towards my deposit for property purchase.
Due to property purchase and a few sizeable commitments in 2024/2025 I would like to alter my target for 2024 to a smaller £5,000.
Thanks,If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing1 -
MrFrugalFever said:#32 reporting in for 2023 year end. I have just scraped through on £12k which will go towards my deposit for property purchase.
Due to property purchase and a few sizeable commitments in 2024/2025 I would like to alter my target for 2024 to a smaller £5,000.
Thanks,Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here2 -
#7 reporting -£326 for December.
Minus figure because it covered the final payments for our wedding. Will hopefully mean I can get off to a good start in 2024!"If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)2 -
Giving a quick end of year update. I'll tally up all months so they can be added to the master sheet.
Jan - £2,000
Feb - £1,286
Mar - £2562.96
Apr - £2,286
May - £2,266
Jun - £1,880
Jul - £1,980
Aug - £1,530
Sep - £2,380
Oct - £1,380
Nov - £1,100
Dec - (minus) £239
Total - £20,411.96 (136.08% of target)
Happy New Year to all in this thread and good luck with your savings goals for next year!
Thanks to Suffolk_lass and enthusiasticsaver for picking up responsibility for keeping this running and I hope all is well slowlyfading.Save £12k in 2023 #51 - £20,411.96/£15k (136.08%)
Save £12k in 2024 #24 - £19,331.23/£20k (96.66%)
Save £12k in 2025 #53 - £12,395/£20k (39%)
I built a new salary tool to help explain deductions and tax brackets. Try it here: salarytools.co.uk2 -
Hi,
Can you please put me down for -£1,429 for December. Not the best end to the year but it is what it is.
Save £8,000 in 2023 #10: £49,148/ £8,000 :j3 -
Totals are updated to here and here's a convenient link to the spreadsheet.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
imajica37 said:Hi,
Can you please put me down for -£1,429 for December. Not the best end to the year but it is what it is.£12k in 2025 #27 ( £7,000 / £12000 ) 🤞
£12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )3 -
My final update of 2023 - saved £324.29 in December, making a total for the year of £7,940.55.
Short of my £12k target because I got away from myself a bit with holidays and shopping.Well done to all who took part, and thanks to simplyfading, enthusiasticsaver and Suffolklass for looking after us.
See you in 2024!
My debt-free diary: Go your own way
Save £6k in 2025 #19 £902.69/£6,000
Save £10k in 2024 #10 £12,013.63/£10,000
Save £12k in 2023 #20 £7,040.55/£12,0002 -
gd55 said:My final update of 2023 - saved £324.29 in December, making a total for the year of £7,940.55.
Short of my £12k target because I got away from myself a bit with holidays and shopping.Well done to all who took part, and thanks to simplyfading, enthusiasticsaver and Suffolklass for looking after us.
See you in 2024!
Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here2 -
Happy New Year everyone! Well done to everyone and thanks again for running this thread,
No 25 - £300 for December.3
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