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The "Save £12k in 2023" Thread!
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@Suffolk_lass Thank you!!4
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Hi everyone, number #37 declaring 190.81 for November 2023, thank you.4
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Number 34 late declaring £1090 for November
MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.143 -
My final savings payment has gone in for 2023. £1000 bringing me up to my reduced target of £5000 after a £10k withdrawal to go towards my new car in October. I am trying to build our rainy day savings back up again.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70003 -
Well that's me done for the year! #14 declaring £1516.94 bringing me up to £17,187.70. I think
It's short of my target but I'm happy with it. Just need to be a bit more regimented next year, but need to start by restocking my emergency fund
Well done everyone for keeping up the full year, whether targets have been met or not. See you on the next thread£12k in 25 #14 £9,148.42/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k3 -
#24 Juststuff123 reporting in early this month so my figures are a reasonable estimate. You don't need to be filling in spreadsheets over the Xmas break!
December £4099
Looking forward to 2024!GOAL:- £400k in Savings by March 2026 SAVINGS: – £382,327 COMPLETE GOALS - Debt Free, Mortgage Free, £350k Savings Save 12k in 2025 #41 = £15,849 / £25,0003 -
#18 reporting £4,000 for November and £7,260 for December, which makes a total of £78,628.29 for 2023.I've also crossed a major milestone this month, with a total of £501,322.21 saved since I first started on these challenges in 2012 (a year in which I recorded a grand total of ... £0). The overall position is even better than that, as I don't count compounding or growth in that total - e.g. my SIPP, which this challenge prompted me to open in 2014, has had contributions of around £210k since then but now sits somewhere north of £360k. So my huge thanks to @slowlyfading for setting me on this path; I effectively had no savings at all when I started, and it has very genuinely been life-changing.6
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Lomcevak said:#18 reporting £4,000 for November and £7,260 for December, which makes a total of £78,628.29 for 2023.I've also crossed a major milestone this month, with a total of £501,322.21 saved since I first started on these challenges in 2012 (a year in which I recorded a grand total of ... £0). The overall position is even better than that, as I don't count compounding or growth in that total - e.g. my SIPP, which this challenge prompted me to open in 2014, has had contributions of around £210k since then but now sits somewhere north of £360k. So my huge thanks to @slowlyfading for setting me on this path; I effectively had no savings at all when I started, and it has very genuinely been life-changing.
Your running total is particularly impressive. Sadly, the last month or so of updates were never applied to the 2022 totals (at least for those of us who post our updates via the form, not always the thread). If Christmas is quiet someone might fancy a bash at updating that from the thread comments, and then maybe pick up the running totals from @geoffers4 that run to the end of 2021 and see where that goes...
Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here2 -
Lomcevak said:#18 reporting £4,000 for November and £7,260 for December, which makes a total of £78,628.29 for 2023.I've also crossed a major milestone this month, with a total of £501,322.21 saved since I first started on these challenges in 2012 (a year in which I recorded a grand total of ... £0). The overall position is even better than that, as I don't count compounding or growth in that total - e.g. my SIPP, which this challenge prompted me to open in 2014, has had contributions of around £210k since then but now sits somewhere north of £360k. So my huge thanks to @slowlyfading for setting me on this path; I effectively had no savings at all when I started, and it has very genuinely been life-changing.
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#11 dashing in with £1,725 saved for December. Happy with this and only two pays left until I finish work - happy days! Have a lovely time everyone!1
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