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The "Save £12k in 2023" Thread!
Comments
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Number 4 declaring £785 for November and £2348.03 for December.
A little behind and a little low because my laptop broke and needed replacing.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +13 -
Happy New Year everyone I didn’t quite make my target I got £800 for December. Thanks for picking this up and getting us to the end of the year.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4 -
Happy New Year savers.
Spreadsheet updated. Link below. Come over and join us on the new 2024 challenge thread.
Copy of Save 12k in 2023 - Google Sheets
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120001 -
Well done all, lots of green in that chart. No idea how I've managed to save £10k when it's felt like I'm clinging on with my fingertips all year, but I'll take it!
And thanks to @enthusiasticsaver and @Suffolk_lass for running the spreadsheet for this and next yearStart mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +12 -
Number 50 Just updating with my very modest total of £308.38 for December, giving a total for 2023 of £5252.90 - just over my £5000 target for the year.Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
Hello
#60 updating late - sorry.
Sept - -£110.52
Oct - -£132.79
Nov - £315.67
Dec - £249.37
£2,632.21 saved for the year against my target of £2,500. I will join the 2024 challenge please! Target £3,000. Thanks Suffolk Lass and Enthusiastic saver.
SuperLooperSaver.
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#48 reporting
Nov - £1362.93
Dec - £2654.25 (helped by interest on some regular savers)
Thanks very much, see you all on the 2024 thread
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Please can you post on the 2024 challenge thread and we will add you to the list?SuperLooperSaver said:Hello
#60 updating late - sorry.
Sept - -£110.52
Oct - -£132.79
Nov - £315.67
Dec - £249.37
£2,632.21 saved for the year against my target of £2,500. I will join the 2024 challenge please! Target £3,000. Thanks Suffolk Lass and Enthusiastic saver.
SuperLooperSaver.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120000 -
I will no longer be checking this thread regularly so if you wish to join the 2024 challenge please post on there. Thanks.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120000
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